heck no, $3k+ for a lower unit n maybe a cracked stern ain't worth it. it cost me $3.4k last yr for a new lower unit n a new power trim. i hit a floating log in open water on pepin doing 70mph+. i can tell u, it ain't a thump n u coast, it's like someone slammed on the brakes, u get thrown up against the steering wheel n u're really lucky if ur boat doesn't do a 360 at high speed. 3yrs ago i watch a bassboat fly thru a backwater channel doing about 60 or so, they hit a stump. i heard a loud crackling, the limiter bouncing a few time as i watch the boat do a 360 all the while the lover unit went flying 30' into the air, the water sprayed like a bomb was dropped into the water. i was quite surprise them 2 guys didn't go flying out of the boat. it was quite a site. it was a well known channel that everyone flies thru all the time. they must of been off just a bit.
better safe then sorry. hate to be out for the season on the first tourny. just be careful.