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Author Topic: Remember you are just one car crash away  (Read 6648 times)

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Offline hmgROCK

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Remember you are just one car crash away
« on: October 08, 2015, 10:50:32 AM »
Or in Steve job of apple
One cancer away

Don't be cheap and greedy
Because you might not live long to see your 401k  retirement
Who know when your timer is up

Did good this year on your return?
Spend a little more for Christmas present




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Evil_K_Man

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Re: Remember you are just one car crash away
« Reply #1 on: October 08, 2015, 11:13:48 AM »
I think thats a rather poor way to look at retirement.  No one can predict the future and to imply that as the reason for not saving is irresponsible planning.

Save what you can, but enjoy life too.  Unless you plan to have rich kids take care of you, you better do it yourself. The point of planning now is not moreso the amount of money you contribute (although that is important), its TIME.  Time is your biggest asset now.



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Offline hmgROCK

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Re: Remember you are just one car crash away
« Reply #2 on: October 08, 2015, 01:35:20 PM »
Yup

Might have a stroke today
Who know

Making good money. Travel. See the world. Spend it on your love one.




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Evil_K_Man

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Re: Remember you are just one car crash away
« Reply #3 on: October 08, 2015, 01:57:22 PM »
Why not do both?

You just need to do it in moderation.



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Offline hmgROCK

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Re: Remember you are just one car crash away
« Reply #4 on: October 09, 2015, 11:10:14 AM »
Save 1-2 years of income, and SPEND IT.  Retirement is not realistic....h alf of you will be dead before receiving it.

Yup that's what I been saying dawg
I LOL those people who always reach their yearly cap on their retirement

Spend a little on your family. Give donation so you get tax break.



Or in Mr Dave Goldberg CEO of some company. Married Facebook coo spouse

You are just one fall of the treadmill death

http://www.cnn.com/2015/05/06/health/goldberg-treadmill-accident-cases/




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Evil_K_Man

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Re: Remember you are just one car crash away
« Reply #5 on: October 09, 2015, 12:45:13 PM »
Well, its your money so you do what you want with it.

With some good budgeting I'm able to do both.  I save a decent amount for my retirement funds and i also get to enjoy life.



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zena

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Re: Remember you are just one car crash away
« Reply #6 on: October 10, 2015, 06:06:55 PM »
hmgRock, you're saying if your company gave you $10K for every $5K you put into your 401K per year that you would not take that offer?

You can't live life in fear of death or not being able to spend that retirement money.  Life is meant to be lived.  Do work that you love so that it doesn't feel like boring work or slaving away.  Steve Jobs did what he loved.  I'm pretty sure when he died, he was fulfilled.  His legacy will live for centuries beyond.  We are the ones left without his knowledge and creativity.  We've lost a genius but we should be grateful for being alive now and having his technology available to us.



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Offline hmgROCK

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Re: Remember you are just one car crash away
« Reply #7 on: October 11, 2015, 04:34:38 PM »
hmgRock, you're saying if your company gave you $10K for every $5K you put into your 401K per year that you would not take that offer?

You can't live life in fear of death or not being able to spend that retirement money.  Life is meant to be lived.  Do work that you love so that it doesn't feel like boring work or slaving away.  Steve Jobs did what he loved.  I'm pretty sure when he died, he was fulfilled.  His legacy will live for centuries beyond.  We are the ones left without his knowledge and creativity.  We've lost a genius but we should be grateful for being alive now and having his technology available to us.

I can't match the $5k
That's alot of money
Got bills to pay man.
I match whatever I can. Usually $25 per paycheck
Ain't no biggie to me. I live and spend in the moment. Save if there any left over

Because you are just one car crash away



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zena

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Re: Remember you are just one car crash away
« Reply #8 on: October 11, 2015, 07:40:42 PM »
I can't match the $5k
That's alot of money
Got bills to pay man.
I match whatever I can. Usually $25 per paycheck
Ain't no biggie to me. I live and spend in the moment. Save if there any left over

Because you are just one car crash away

That was an example.  If they were to give you $5000 for every $500 you can put in, I'm sure you wouldn't hesitate.  Heck, even if they were to match what you put in, you would be an idiot not to take it if you can afford to, for example $500 for $500.

I think you got it wrong.  Save first then spend because if an emergency should happen, you'll have a cushion to fall on, otherwise you will be so bitter and complain about people who could afford things.

And I'm okay with death whether it be a car accident or health issues or whatever.  I'm living my life to the max and I'm happy.




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Evil_K_Man

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Re: Remember you are just one car crash away
« Reply #9 on: October 13, 2015, 11:24:39 AM »

Because you are just one car crash away

And what happens if that car crash never comes and you end up living up to your 90s?

What would your solution be when there is hardly any social security for you to fall back on?



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Offline hmgROCK

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Re: Remember you are just one car crash away
« Reply #10 on: October 13, 2015, 02:07:16 PM »
And what happens if that car crash never comes and you end up living up to your 90s?

What would your solution be when there is hardly any social security for you to fall back on?


Probably be in a hospice care type elder living
I don't plan on struggling when I'm old

Social security and Medicare will be plentyful

Lol who need $1 million when you can barely walk no more



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Offline hmgROCK

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Re: Remember you are just one car crash away
« Reply #11 on: October 13, 2015, 02:10:53 PM »
That was an example.  If they were to give you $5000 for every $500 you can put in, I'm sure you wouldn't hesitate.  Heck, even if they were to match what you put in, you would be an idiot not to take it if you can afford to, for example $500 for $500.

I think you got it wrong.  Save first then spend because if an emergency should happen, you'll have a cushion to fall on, otherwise you will be so bitter and complain about people who could afford things.

And I'm okay with death whether it be a car accident or health issues or whatever.  I'm living my life to the max and I'm happy.

Lol I don't a good workplace like that

Point here is live and have fun.
Save if you can.

60-70 years is really long.
You might die before that



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Evil_K_Man

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Re: Remember you are just one car crash away
« Reply #12 on: October 13, 2015, 02:16:38 PM »

Probably be in a hospice care type elder living
I don't plan on struggling when I'm old

Social security and Medicare will be plentyful

Lol who need $1 million when you can barely walk no more

Enjoy your retirement.



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Offline hmgROCK

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Re: Remember you are just one car crash away
« Reply #13 on: October 13, 2015, 03:40:50 PM »
Enjoy your retirement.


Lol hope ur kids love you

Or you going be my rich roommate



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Evil_K_Man

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Re: Remember you are just one car crash away
« Reply #14 on: October 13, 2015, 03:58:52 PM »

Lol hope ur kids love you

Or you going be my rich roommate

I'm building my retirement up so no need to rely on kids.  If things go well, I'm going to be digging my feet into some warm white sand in Hawaii.

If not, then I'll see you at the shelter.  We can share my cat food.



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