You sound like me when I was 25 years old eating up all the marketing literature about how awesome the market will always be. I'm glad you are growing...disc ipline is the key to that strategy and some luck that the macro don't change too much.
I don’t think Uncle Sam is going just let the market crash
That would mean the end of the economy system
You see massive bailouts
Overall in the long run
The market will only go up
Why stay on the sidelines and watch???
When you can be playing the games
You are already investing through your 401k
Just asking you to do more
Really try to max it out if you can