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keyword=hope.
If your work is as easy as not working then why be off of payroll?You know why people die old age? Cuz they stop making goals and stop being that somebody. Then again, father time don't give out freebie just because you are too stubborn to die.
As soon as kids are off to college.
I should've retired with a good nest egg about 5 years ago if only some thief didn't clean out the account. Now I'm just a lowly worker bummed, scared in the head and scarred in the heart, just taking it one day at a time.
Not FDIC insured?EDIT: Nvm, it doesn't cover theft. Bogus.