the reason why i think they starting to do this is
because of the short seller
profit they make
yes, including your 401k, roth, tradition, brokerage, etc...
the brokerage/banker will loan your stock/etc.... to these margin trader (shorts)
in return they make money from commission and sell and bets
without you even knowing that your shares are being shorted
shouldn't you the owner of the share, rake in some of those profit?
food for thoughts
For example: if someone is using my car (stocks) to go to work, puts tons of miles on it. should you get something back?
what if the tires wores out, your spark plug goes out