Bought my first house in my 20s, and some elders harp about "muaj cuaj muaj yig"

[theking]

...by telling the younger generations they must buy a house in order to achieve it but that's not true in call case. And no, I didn't buy my house as a single person in my 20s because of their harping...
I knew that the main variable is what you make of it regardless of the life decision you make.

Some can still have those kinds of foundation and establishments even if they prefer not to own a home.

I say live your life as you see fit. As long as you're self-sufficient, happy and healthy, it's all good in my book.