Lets take for example yourself and your other self and model it with the non profit organization model. In other words, by the end of the day, your income should zero out on December 31st.
One guy lives in Cali where his income is A million buck but his housing is so costly that by the end of the day, he has $0 income. He lives in his million dollar home and has million dollar toys.
Then you got a guy making $10/hr like the hmoobrock who lives in a cheap home and buys walmart fishing gear for toys. He too will have $0 at the end of the day.
Both guys ended up having $0 at the end of the day but one guy gets to live and thrive and play with expensive toys.
Yes Cali is expensive to live here but for those who say it is expensive are those who are making $10/hr like a hmoobrock. It is a fallacy to make such a comparison like how we would got to thailand to buy pad thai or kapoon for twenty five USD cents. To us, that's dirt cheap but to the locals, that's a day's worth of work. If you call their food cheap, the local there might get offended.
So the people that makes more money and the people that makes less money all have the same daily problems. It just that one guy has bigger problems while the other guy has smaller problems but it is the same problems nonetheless.
I can thrive in Cali because I'm a city slicker and I'm comfortable here with a diversity of my minority people that I can relate to. I tried living in MN and I just can't. It was fun at first but everything wears out fast. It is either you stick with the hmong community in st. Paul/Minneapolis and thrive or you branch out and thrive with the white folks from the suburb and think that you are a step better than your other hmong people that are still stuck in the hmong hood. I don't have to say more. You know what I'm talking about.