You're really stupid. You think gender re-assignment treatment and procedures don't affect your pocketbook but it does. Insurance companies elect what they will or will not cover. If gender re-assignment care is covered then that means something or someone else's medical needs fall to the wayside. Most likely, the insurance companies will just increase everybody's insurance premium. The insurance companies can't foot the bill for everything under the sun simultaneously . They would go bankrupt. They must move money around and approve or deny claims all the time.
Gender re-assignment surgery and the long-term care that comes with it is not only evil but let's look at it from a practical perspective. IT ISN'T NECESSARY, PERIOD!
You're very ill-educated in understanding why your deductible is so high. It's because the insurance company wants you to pay the cost for the majority of your medical needs before they kick in. This all happened because of Obamacare. The only way to give coverage to those with costly medical care was to raise premiums and deductibles. The high premiums pay for these people, meanwhile, you are paying for yourself.
In other words, the premium you pay doesn't pay for your care.
Young, single people got screwed over the most. Why? Because they pay high premiums for someone who doesn't get sick enough.