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Messages - lost_forever

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31
When I worked outside the home, I loved it because I loved what I did.  I worked with people and money although I'm terrible at math, I always enjoy the jobs where I played with money, than any other jobs (i.e., medical).  The deadlines and meetings kept me on my toes.  What I didn't like was the pay.  I felt like I did too much for what I was being paid.  That was one of the main reasons why I resigned.  Of course, if I didn't enjoy what I was doing, the pay wouldn't matter no matter what.  I have been offered, a couple of times, positions with bigger pay but have turned them down because I either didn't want to put up with certain people (who were prejudice) or I didn't feel that company (boss) was being honest.

I agree. If the pay is also much too low for the amount of work you do, its not worth it. A lot of times, they will add on more responsibility and task without giving any increase pay or offer any rewards, promotions. 

32
When I'm at a cross road, I normally asked myself these questions:

1. Is the Job still rewarding? (I'm not talking about my salary/benefits either)

2. Do I still make difference in terms of positive contribution?


One of my job example,

When I was at the Post Office where many have made those jobs their life career, my job got boring so I left after 6 years...It was an easy job but just wasn't rewarding anymore...

In terms of rewarding, No. It is not rewarding. If you have a bad manager and coworkers, it'll get worst. Positive contribution, just a little contribution but not much that affected the department.

33
Yeh, same here. It's just the bills, taxes, and plus I need to eat.  I really have zero motivation to work. If I can get unemployment now, I rather go for that. So tired of working... A good 1 or 2 year absence in the states would do me some good.

That would be a good time to travel and explore the world.

34
No motivation really....it's more like I have bills and taxes so thus I work.

Exactly. Its a no brainer.

35
I never lasted more than five years at one company. What are your reasons for staying? Do you really enjoy doing your job? Feeling unmotivated. :( For me, if the pay is lower than $17, the job doesn't really seem professional and stable. Of course, we gotta make a living too. Every time I see other better jobs, it makes me want to leave. Salaries tend to peak around age 40. 

36
Money & Investment / Re: Stock market fell-367 pts..
« on: February 10, 2016, 01:21:00 PM »
My 401K dropped dramatically by -9%. Lost 4K  :'( >:( 

37
General Discussion / Re: Things Hmong guys hate...
« on: January 15, 2016, 11:40:25 AM »
Things Hmong guys hate...

1. Hmong girls who date non-Hmong guys.
2. Professionally successful Hmong girls
3. Admitting they're wrong
4. Acknowledging that he's not in his prime
5. Getting labeled as old fashioned
6. Responsibiliti es (bills, taking care of kids, washing dishes, taking out trash, etc)

the last one is true for every men! Lol

38
General Education / How to do well for Online classes?
« on: January 11, 2016, 09:48:37 AM »
It's my first time taking online classes this year, doing fulltime with 5 courses.  Two of them are labs. I don't know what to expect of it, I'm feeling a bit overwhelmed already! With so much discussions to do within a week, how do you work around it? How do you prepare for each class discussion, read? Advices is appreciated, thanks!

39
Easiest welfare state plus a government rebate check for every citizens.   10 kids = 10 + 2 checks for the family?   :2funny:

Haha that's why they're thinking of moving there. Easy money to save up. What else ?

40
Not for me, jus asking for a family member.  They are thinking of moving there. Thanks.

41
Money & Investment / Re: IUL ( index universal life)
« on: October 14, 2015, 01:38:55 PM »
Hmong people (especially the OGs) are VERY gullible.  They rather listen to other Hmong OGs then their own kids.  My mother is like that and it annoys the crap out of me. 

Here is me and my mom:

Mom: Why don't you do life insurance for yourself?

Me: I already get it through my company at a subsidized rate and my coverage is 10x more than yours

Mom: But what if you change job or lose your job.  You won't have life insurance anymore

Me: I can get it through my new company or if I don't have a job, then I wouldn't have money to pay the policy and will probably lose it and all the money I put in.

Mom: Well aside from leaving money behind for those you love at the end of the policy it will pay you back.  You will have a retirement fund for when you are old.  The insurance Hmong man told me this and our Hmong neighbors have signed up for it.  They will have money when they are old. Does your company life insurance do that?

Me: Mom, I have 401ks, IRAs, and other investments along with cash savings. My company isn't stupid enough to use life insurance as investments for future pay out.

Mom: But will that be enough?  I heard with this policy it will give you back what you put in...like $50k back.

Me: I'll have 30 times or more that amount when I retire base on what I'm currently planning.

Mom: Oh...okay, well these other hmong people are doing it so I did it too.  I'm getting older and its harder to pass these medical test for life insurance.

Me: Great, at least I'll have some money to cover your funeral expenses.

Mom: See, I don't want to burden you with expenses.

Me: Mom have you given me that money you put into life insurance, i could have paid your funeral expenses and taken a trip around the world

Mom: You don't know what you are talking about and stop making fun of me.  You think I'm old and don't know anything.

Me: Sorry. I was wrong.  Here's some money to go buy more Korean dramas poorly dubbed into Hmong.

Thats how the conversation goes with me and my mom regarding life insurance.

Your mom is funny.  It's okay, just don't let people scam her. 


42
Money & Investment / IUL ( index universal life)
« on: September 19, 2015, 09:00:50 PM »
I don't understand the hype about index universal life. The annual fee and hidden fees cost so much. Most Hmong people think its all getting rich in 20 years. Reality is, something as good like that is not all glitters.

43
Automotive Discussion / Re: lost key and remote
« on: September 11, 2015, 01:33:24 PM »
I know. Not cheap. Can they cut the key without the remote? That would be my preference.

44
Automotive Discussion / lost key and remote
« on: September 11, 2015, 01:16:33 PM »
I lost my Scion xb car key. This is the only key I have.  How much will it cost to have it cut in a dealership? and other sources? Does it need to be programmed ?

45
Hmong News / Re: Zeb Yaj Beat the Crap out of Hmoob Mekas
« on: April 17, 2015, 08:58:18 AM »
Hopefully he doesn't have any kids.  I bet the ex wife is laughing her butt off at his stupidity. 

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