Topics

1921

General Discussion / Thoughts on old Hmong woman going overseas to marry young guy

« on: April 25, 2018, 03:04:10 PM »

So it looks like more and more Hmong woman
Especially old woman, maybe unattractive aka fat

Are going overseas in large number to marry young guys
“Get their bamboo crush”-a Hmong saying

Just wanna see everyone thoughts and opinions on this


My answer is still the same for the old guys
And in this case Hmong woman

It’s a no no for me

1922

General Discussion / lending/borrowing money to your family member

« on: April 25, 2018, 02:19:00 PM »

my bro in law call asking me to help them with some bills.
Says the rent is about to be due and some other bills as well.
and need money for food also
that they have no money, and if i don't help
they going end up living under the bridge next week

my financial situation is stable so I thought i help them.
I give them $1000
that weekend when i saw them at the shaman party
they were wearing brand new NIKE shoes

1923

General Discussion / i want to tell you guys something about the penison that is going break this cou

« on: April 13, 2018, 09:27:04 AM »

I work/deal with finance
the biggest problem, im starting to see
and want to warn you guys about
is pension

i know a lot of you guys work in government job that offer pension
or maybe your workplace offer them

you work and contribute to your pension program
maybe even retire from the workplace after 20-30 years

i'm just here to warn you guys
that right now, those pension are in soo much debt/liability
they don't have the money to pay you guys
the pension program isn't producing good return
they are just taking loan/debt to pay you guys

it is really scary, we are talking about trillions of dollars $$$$
remember, the 2008 housing crisis?
this will really make people eat dirt
i'm serious
when people start retiring and collecting monthly
OH BOYYYY

1924

General Discussion / Get ready for world war 3... I don’t think trump bluffing

« on: April 12, 2018, 12:09:25 PM »

We might see something this weekend.
Man, always going start shit up

Those ISIS are animals
You need an animal tamer (Assad)
If you take out the animal tamer
The animals are going eat each other’s

See this story and ending soo times


What do you think

1925

General Discussion / i'm making lots of $$$ from day trading

« on: April 12, 2018, 09:30:18 AM »

just wanna show you guys that
being an investor really pay off
i know a lot of folks always say "it's fake, it's just a videogame, etc.."

i stress a lot about how we need to play this white man game so we can be rich like them.
you can't lose, the market only goes up in the long run

from yesterday, make $350 in one day
all in a day of work



Like I say
Trump give those big corporate a tax cut
TIM COOK of apple is not going send you a paycheck
And tickle the money to you

They just going pay their workers and shareholders
You probably don’t work at apple but you can be a shareholder

Not rocket science

1926

General Discussion / you should be maxing out your ROTH IRA (retirement account)

« on: April 10, 2018, 09:12:42 AM »

If you are making less than $100,000
You should have an ROTH IRA and make contribution to it.
100% highly recommend

You will still want the 401k match at work.
So you will deposit at least the matching % percentage, your workplace offer.
So if they match 6%, you do 6%
If they do 3%, you do 3%
and 15%, you do 15%
you want to do this, because it's a 100% return, free money.

next, you want to max out your ROTH IRA
don't just put money in, for the sake of putting money in
really try to max it out
limited is $5500 every year


too show you guys, im not just blowing smoke
here's a screenshot my schwab roth ira
i have about $450 left till i max out for 2018
you still have time to do your 2017, till tax day

1927

General Discussion / !!!!!DO NOT BUY BITCOIN!!!!!

« on: April 08, 2018, 07:01:21 PM »

We had a hmong cousin brother who put $75,000 of his saving into bitcoin.
Dude is in his late 40s, been saving that $75k his whole life

His $75,000 is worth around $30k+++ something
Lost almost half its value

Dude is really depressed and sad
Was going buy a house

Be careful with these crypto currency.
I myself I have some crypto currency.
What I do is only spent $1,000 across those many cheap currency
No tears if I lose $1k

I also don’t want to miss another rocket to the moon.
Play safe.

Don’t put all your life worth saving in this volatility investing,

1928

General Discussion / at least take your 401k at work..... dammit

« on: April 05, 2018, 02:41:06 PM »

all my family member, relatives, and friend.
a lot of them don't even take the 401k at work.
they have zero investment.

i ask them why
and they just say something dumb like "i don't need it"

listen people
at least take the 401k at work, ok
you will be wealthy in the long run
don't just put like 2% or 6%
really put like 10-15%

1929

General Discussion / I have a net worth of $500k, on my way to become a hmong millionaire

« on: April 05, 2018, 02:03:10 PM »

parent came here to the USA when I was little.
They were poor, work in the factory.
didn't want that life
i went to the tech for accounting.
I work in financial, got out, did some retail, now i'm back in the game.

i already wrote some post here on PH to help our brother and sister become rich like the white man.
no BS, just straight truth
ain't trying to sell anything

screenshot of one my saving accounts
i use to purchase/pay bill


i posted a screenshot of my ROTH IRA (if yall want)
that where I store most of my saving at
it's pretty high.


again,
i tell people m
you have to invest, if you want to be rich
companies like apple, mircosoft, etc...
only give money to their shareholder
so if you don't invest, you get nothing


Apple will give $100 billion more back to shareholders because of the tax cut: Citigroup
https://www.cnbc.com/2018/04/05/buy-apple-because-it-will-add-100-billion-to-its-buyback-dividends-plan-citi.html

1930

General Discussion / I stop doing shaman and other religious stuff a long time ago

« on: April 03, 2018, 07:59:22 AM »

This is just my personal view and my view only.


I remember getting really sick one day. Couldn't get out of bed, almost was a goner. My parent decided to call in the shaman and heal me spiritual. I was sitting on the shaman table as he goes around me, spliting water at my face. He say there was a evil spirit in my body and that he scared the demon away.  he say I was heal, even though I feel sick still.

That night, my fever went up even higher. I finally drove myself to the ER, where they put me on IV and give me antibodies. I stay at the hospital for 24 hours while they monitor me. Slowly, i got better thanks to the medicine.

1931

General Discussion / free money advice, NO BS, just straight up truth: !!!high saving account!!!

« on: March 27, 2018, 08:48:50 AM »

i work at a firm and specialize in finance
free straight up advice
No BS
lying or trying to sell you stuff
scam you etc...
just trying to help my hmong brother and sister get ahead of the white man games

https://www.dollarsavingsdirect.com

online bank only
one of the best rate out there for saving and CD if you chose to go this path
1.8% for saving, this is probably 5x pretty than your local bank
2.8% for 5 years CD

watch the money roll in
no need to thank me

1932

General Discussion / Investing for retirement advice, !!!!IMPORTANT MUST READ!!!!

« on: March 27, 2018, 08:11:55 AM »

Hey been a while. Anyway been working at a firm
and like to give some good advice to my fellow Hmong brothers and sister
About saving for retirement
I like to keep this thread in the general discussion if possible

This is free advice, truth advice, no BS
If you follow my advice, we will all be rich in the long run.

Today we going be talking about a ROTH IRA
ROTH IRA is good for low income folks less than $60k
It is tax free, you put money in and when you retired at 59.5 years
You can take it all out. tax free
401k you have to pay tax

You want to open A ROTH IRA
You can do this at Schwab, vanguard, or fidelity

Once you open that, you want to deposit as much as you can annually up to $5500
You have to work and earn $5500 to deposit $5500
So if you make $3000, you can only deposit $3000

After that, you want to invest your money.
Look for a low cost index target date fund

once, you open your account with any of those 3 company, i listed above
you want to chose what you want to invest in

for vanguard, you chose
this is a target date for 2055 (chose which date you like to retired)
https://personal.vanguard.com/us/funds/snapshot?FundIntExt=INT&FundId=1487&ps_disable_red irect=true&funds_disable_ redirect=true

for schwab, you chose
this is a 2050 (again chose which date you want to retired)
https://www.schwab.wallst.com/schwab/Prospect/research/mutualfunds/summary.asp?symbol=SWYMX

fidelity this is for 2055(chose which date you want)
https://fundresearch.fidelity.com/mutual-funds/summary/315793828

the reason why we chose these plan
is because they are low cost, and you get to own like alot of the stock
so even if facebook goes down, you still got others.
you probably own like 3,000 of the stock or etc.. depending on which plan you chose
plus you don't really need to rebalance it or anything, it's all automatic
just have to put in your monthly deposited
it's that easy
don't get any easier than that

in the long run, you will be RICH

1933

Debate Central / they raping people at FOX NEWS

« on: September 19, 2017, 07:38:20 AM »

hide your wife
your sister
your mom
your daugther
your aunt


https://www.aol.com/article/entertainment/2017/09/18/ex-fox-news-contributor-says-she-was-raped-by-host-sues-network/23214187/

Fox News, coming off a year of scandal related to a series of sexual harassment claims, was hit with another lawsuit Monday by a political commentator who claimed she was raped and assaulted by a network employee.

In a lawsuit filed in Manhattan Federal court, political commentator Scottie Nell Hughes said she was raped by veteran Fox Business anchor Charles Payne — and then suffered retaliation from the network when she reported it.

1934

Debate Central / Nazi are drawn to GOP conservative

« on: August 14, 2017, 02:13:47 PM »

they show up at trump rally
and at conservative rally
because the GOP is a party of hate

kinda like that thing with the fly
fly are drawn to shti

1935

Debate Central / i regret voting for trump

« on: July 19, 2017, 01:58:22 PM »

i like to apologize to my fellow PHer

I'm sorry

this election is crazy with little choices
it was either this dude or hillary 
hillary lie too much to me
and was the most untrusted worthly of those two
thought i give the new guy a chance

boy was i wrong