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Messages - w1s3m0n

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Marriage & Family Life / Re: John M Gottman, The Science of Trust
« on: June 16, 2018, 04:59:32 PM »
If you like reading these sort of books, read the LOVE Dare


Thank you for the recommendation .  I found the book online and I read it.  Classic Christian wisdom from the Bible.  Anyone who have not been expose to it should read it...even if it's Christian base there are so much wisdom in this.

I'm concern our society is becoming more brutal and less compassionate.  We are now open to killing people who do stupid things.  Stealing the car is wrong.  Killing the dumb kid doesn't make the situation better and it actually compounds the issue.  As an officer, he's so much wiser and could have weigh it out better.  Let the dumb child go.  He'll get caught and he'll learn, hopefully.  Killing the child doesn't fix the problem.  Both stupid people if you ask me because nothing was learned besides it is OK to kill someone for stealing.  That's not a true statement.

Money & Investment / Re: We talk stock market here.......
« on: June 16, 2018, 03:25:00 PM »

this company looks like it's going go under pretty soon
i won't go with it in the long run
fitness watch/tracker ain't a trend

they operating under a net loss
just a matter of time till they go bankruptcy

No disrespect to you but your analysis are always very shallow and sophmorish.  Did you read their income statement, and expenditure?  What's their R&D spend in comparison to their peers?  What's their G&A?  Yes, their they are losing money, but how much cash do they have on hand, and what is their burn rate?  All of these matter in the forward looking analysis, and that's just the beginning of the analysis.  Deeper analysis goes into where they are spending and how they will make future earning.  FitBit is a tracker today, but tomorrow they are a medtech with over 300M R&D spend annually.  For comparison, Medtronic spends 1.3B on R&D per year.  FitBit is spending a quarter of what Medtronic is spending on R&D.  You do the math, and you know where the companies are headed.  Tracker today, and tomorrow digital healthcare.  You have to be looking forward and not backward.  I will admit execution has been an issue with FitBit but that's where learning and experience comes into play.  I'm not saying there's no risk...if there wasn't risk, there wouldn't be value in buying it.

Money & Investment / Re: We talk stock market here.......
« on: June 11, 2018, 02:39:40 PM »
Anyone looking at this?  pps $7.5+

Two very early in development concepts  to help us:
1) Complexity Sciences
2) Emergence Theory

If I see dead stuff (organic)
And me being 100% reasonably

Iím going have to say
Something die there
Something once live

You donít just find a dinosaur bone in your backyard

After I eat a chicken
There left over bones

Organic molecules contain carbon and hydrogen, and also may include oxygen, nitrogen and other elements. While commonly associated with life, organic molecules also can be created by non-biological processes and are not necessarily indicators of life.

See that?  That's complexity and randomness at play allowing patterns to emerge.  The whole debate about how God and life is centered around the notions of complexity and randomness.  Through randomness and complexity the conditions for the beginnings of life would emerge life itself.  How else can life begin if you are an atheist?!?!?  So finding organic molecular structure over 99% of the time is fake because the perturbation is mostly head fake.  This is sound reasoning based upon sound technical knowledge and understanding.  Otherwise, if the percentage was any higher, new life form would be popping up all over the place, and this new life form could be highly dangerous to us.  Right now mutation is very slow mutations found in MRSA is killing people...we are racing against mutation because one day a mutation within a harmless bacteria that lives among us will mutate into a killer like the plague.  Kaboom we all dead...Lucky for us what we have known so far is micro evolution and not macro evolution where an entire spectrum of species mutates...  Think RED SUN on superman.   ;D ;D ;D

General Discussion / Re: fitbit or applewatch?
« on: June 07, 2018, 06:37:14 PM »
Battery life vs LTE.  4 day battery life vs 1 day battery life.  Apple vs Android operating systems.  Health tracking vs. Fashion.

Good take a course in high school and you know all there is to know.  You read a news article and that is proof.   ;D ;D ;D ;D  I see no evidence against God.  All I see is organic matter found on Mars...then I also see...needs to be verified because instrumentatio n error and SNR can be a problem.  Also, scientists and engineers are not perfect...incl uding PhD level ones.  Yes they make mistakes...all the time.

MLM like Amyway are great way to learn interpersonal skills, public speaking, presentation, build your confidence, etc...  aka the elevator PITCH.  Anyone who dogs on Amway is really a glass half empty type of a person because many of those people with the same dreams as yours can be your professional mentor and coach.

Money & Investment / Re: We talk stock market here.......
« on: June 06, 2018, 11:58:20 AM »
Look at's bullish and Q2 will meet or more likely beat. 

We have the right to refuse service to anyone...sign hanging in the wall

End of discussion

What if I only did that to black or Hispanic people?  Would that be appropriate?

Debate Central / Supreme Court Favors Baker In Refusal To Same Sex
« on: June 04, 2018, 07:06:54 PM »
How do someone decide religious freedom (freedom of speech) vs. discrimination?  Freedom of speech or is this a case of discrimination?  Where do freedom of speech ends and discrimination start?  The supreme court ruled 7-2 in favor of freedom of speech over discrimination .

Money & Investment / Re: Anybody here tried online bank?
« on: June 03, 2018, 08:01:58 PM »
Why? I want to know how accessible it is to bank online.

It's not very accessible.  You want to pull cash?  Can't.  You can only use credit, write checks, etc...  Good for a saving's account like extra 1% APR, but terrible for banking.  Transfer between institution is annoying too.

General Discussion / Re: financial advice from hmgrock
« on: June 02, 2018, 09:01:04 PM »
The market only goes up
Sure it might drop back to earth
But it will recover and skyrocket to the moon

If we invest in the S&p 500 s long time ago
We will be filthy rich
Multi millionaire

You sound like me when I was 25 years old eating up all the marketing literature about how awesome the market will always be.  I'm glad you are growing...disc ipline is the key to that strategy and some luck that the macro don't change too much. 

General Discussion / Re: financial advice from hmgrock
« on: June 01, 2018, 04:50:54 PM »
Max it out
Once you max your Roth IRA
Max your 401k

Limit is $18.5k for 401k
Tell your HR you want to increase your percentage

Is your advice taking into account the Federal Reserve policy on quantitative easing (QE) changing to quantitative tightening (QT)?  So what is your thoughts on QE to QT and how it will impact wallstreet and mainstreet?  I would suggest before giving such a huge recommendation to buy the market for you to take deeper analysis into how QT is going to change the stock market.  All the research I've read says that QT will cause some balancing to Bonds and Mainstreet.  This means the stock market in the near term is OK but in 2-3 years, QT may cause a flat market.  If the market is flat in 2-3 years don't you think it's taking unneeded risk without the reward factor to balance? 

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