PebHmong Discussion Forum
Life & Living => Money & Investment => Topic started by: Cali Guy on April 02, 2021, 01:45:35 PM
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(https://i.imgur.com/bKGmNRc.jpg)
This biotech dividends consistently covered my water bills every year. My other dividends covered a significant portion of my bills now but the goal is to cover all for early retirement. May even consider selling everything and travel indefinitely. After leaving work, tax bracket goes down and may pay nothing in long term capital gains tax when kept under a certain numbers. What are your goals for retirement and what are you doing toward it aside from regular social security, 401k, ira plans, pensions or hands off plans?
*Not a financial advisor so do your own DD.
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Finally
Some good helpful stuff from CALI-GUY
This is what im talking about
Helping each other
We are here BASHING each other
When we could be helping each other
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I just chip in my 2 cent if you like dividends stock
Cuzzz.....
im just your poor $20k salary uneducated poverty hmong dude
Who been playing this dumb ass white mans game for too long now
Ticker symbol $T
AT&T
Dividend rate of about 7%
This stock hovered $25-30 mark
Gives out about 50 cent per shares 4 times a year
Its more stable
And proven long history than gilead science
JUST TRYING TO HELP EACH OTHER OUT
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My retirement goal is:
Is donated all my retirement account and brokerage money
I figure by than, I would have $3 million combined in my schwab, fidelity, and robinhood
Going donate $1 million to st jude children hospital
$1 million to hmong cause
$1 million to gofundme cause
I would just live on monthly SSI
NOT JOKING EITHER
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(https://i.imgur.com/bKGmNRc.jpg)
This biotech dividends consistently covered my water bills every year. My other dividends covered a significant portion of my bills now but the goal is to cover all for early retirement. May even consider selling everything and travel indefinitely. After leaving work, tax bracket goes down and may pay nothing in long term capital gains tax when kept under a certain numbers. What are your goals for retirement and what are you doing toward it aside from regular social security, 401k, ira plans, pensions or hands off plans?
*Not a financial advisor so do your own DD.
Nice! O0
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We are here BASHING each other
It's NOT "BASHING" as "we all" are just trying to inform others especially new investors so they DON'T BE THAT GUY and/or fall for LIES like the one below:
My retirement goal is:
Is donated all my retirement account and brokerage money
I figure by than, I would have $3 million combined in my schwab, fidelity, and robinhood
Going donate $1 million to st jude children hospital
$1 million to hmong cause
$1 million to gofundme cause
I would just live on monthly SSI
NOT JOKING EITHER
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Zero advice
As always
Bashing and putting other hmong bros down
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"Zero" .."legit"..."advice"
"As always" Lying and continuing to LIE to "other hmong bros"...
This is why "we all" pointed it out and advice others especially new investors to DON'T BE THAT GUY..
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I just chip in my 2 cent if you like dividends stock
Cuzzz.....
im just your poor $20k salary uneducated poverty hmong dude
Who been playing this dumb ass white mans game for too long now
Ticker symbol $T
AT&T
Dividend rate of about 7%
This stock hovered $25-30 mark
Gives out about 50 cent per shares 4 times a year
Its more stable
And proven long history than gilead science
JUST TRYING TO HELP EACH OTHER OUT
I will collect from T next month too.
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My retirement goal is:
Is donated all my retirement account and brokerage money
I figure by than, I would have $3 million combined in my schwab, fidelity, and robinhood
Going donate $1 million to st jude children hospital
$1 million to hmong cause
$1 million to gofundme cause
I would just live on monthly SSI
NOT JOKING EITHER
If your genuine goal is to donate it away in the end anyways, why aren’t you bold enough to leap tall fences? I have kids so I want to leave some for each.
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I will collect from T next month too.
Dude why you taking sooo much risk???
If all you seek is dividend???
Your gilead science drop from $80 to $60 for 4% dividends???
You lose more in stock value
You know you can find bonds at 4% and much safer???
They won’t drop $20 but only $1-3
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If your genuine goal is to donate it away in the end anyways, why aren’t you bold enough to leap tall fences? I have kids so I want to leave some for each.
My wife don’t want any kids
So looks like my seed will end with me
If i leave hertiage behind
It will be too easy for them
They gotta work and suffer too
;D ;D ;D
Its just a game to me
A bunch of number on your phone APPS
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, why aren’t you bold enough to leap
Thats what I’ve been doing this whole month
Spy 400 call
;D ;D ;D O0
Thats why I’ve been twisting and turning these past few week
I went from $53k to $67k
Lol
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Dude why you taking sooo much risk???
If all you seek is dividend???
Your gilead science drop from $80 to $60 for 4% dividends???
You lose more in stock value
You know you can find bonds at 4% and much safer???
They won’t drop $20 but only $1-3
I don’t invest in gild or t for rapid gains. It’s likely 5 years from now, gild will still be around 60 and t around 25. Who knows but 5 years from now my t would come full circle. All dividends will equate to cost basis. I have zero bonds.
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Thats what I’ve been doing this whole month
Spy 400 call
;D ;D ;D O0
Thats why I’ve been twisting and turning these past few week
I went from $53k to $67k
Lol
Why tossed and turned, markets go up and down consistently plus you giving it all away in the end? I’m doing it for a comfortable living during old age.
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I don’t invest in gild or t for rapid gains. It’s likely 5 years from now, gild will still be around 60 and t around 25. Who knows but 5 years from now my t would come full circle. All dividends will equate to cost basis. I have zero bonds.
Bro
Gilead science drop soo much in stock value
Goes from $100 to $60 for a lousy 4% dividend
It don’t matter
You lost almost 50% in the last few year
Do you understand???
If you just looking for 4%
Just go with bonds
Its more stable.... you lose $1-3 dollar instead of $20 stock value
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Why tossed and turned, markets go up and down consistently plus you giving it all away in the end? I’m doing it for a comfortable living during old age.
I only make $20k remember
<<<low wage workers
Hard for me to recover
I can’t afford to make big mistake
I only go for play, I know 100% surely win
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. All dividends will equate to cost basis. I have zero bonds.
Allow me to explain.... just rounding for easy math
Your gilead science was trading at $100 couple years ago
Its now trading at $50
Thats a 50% drop in stock value
Your $10,000 is now $5,000
But you still getting that lousy 4% dividend
You lose soo much....that 4% is trash
Thats why you go for bond...
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buffet man, WARREN of Berkshire Hathaway
that old fart don't believe in dividend
this is because dividend is usually taken from the stock value price
or whatever they want
when they could use that money and keep the company growing
and increasing the share price
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Allow me to explain.... just rounding for easy math
Your gilead science was trading at $100 couple years ago
Its now trading at $50
Thats a 50% drop in stock value
Your $10,000 is now $5,000
But you still getting that lousy 4% dividend
You lose soo much....that 4% is trash
Thats why you go for bond...
If my $284 collections are lousy what do you you called your $13 gains?
You said Warren Buffett don’t believe in dividends but he has collected billions and will continue to collect billions. Somebody is a very confused trader.
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If my $284 collections are lousy what do you you called your $13 gains?
You said Warren Buffett don’t believe in dividends but he has collected billions and will continue to collect billions. Somebody is a very confused trader.
Warren is a growth seeker
His BRK A share don’t offer dividends
Almost $400,000 a share
He might invest in companies that offer dividends
But his own company and fund don’t give out dividends
Plus like i say
You putting yourself in RISK for a loudy 4%
Can find 4-5% bond safer
I have a 2.8% CD .... zero risk
if you just chasing dividend 4% and etc....
there are better option low risk out there
like CD, BONDS, treasure, etc... 4-5% without your stock value dropping 50%
i'm getting 2.8% with zero risk on my CD
$1,000,000 at 2.8%= $28,000 per year
safe.... CD can't lose your initial pricpal... enough to pay the eletric bill
;D ;D ;D O0 O0 O0
(https://i.imgur.com/t9ShvOT.png)
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Warren is a growth seeker
His BRK A share don’t offer dividends
Almost $400,000 a share
He might invest in companies that offer dividends
But his own company and fund don’t give out dividends
Plus like i say
You putting yourself in RISK for a loudy 4%
Can find 4-5% bond safer
I have a 2.7% CD .... low risk
if you just chasing dividend 4% and etc....
there are better option low risk out there
like CD, BONDS, treasure, etc... 4-5% without your stock value dropping 50%
i'm getting 2.8% with zero risk on my CD
(https://i.imgur.com/t9ShvOT.png)
I own zero cds, bonds or treasury notes. You are collecting 2.7% on your CD and yet you called my 4% lousy? It isn’t that Warren might invest in companies with dividends; he is investing in companies with dividends. Again, someone is a very confused trader.
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I own zero cds, bonds or treasury notes. You are collecting 2.7% on your CD and yet you called my 4% lousy? It isn’t that Warren might invest in companies with dividends; he is investing in companies with dividends. Again, someone is a very confused trader.
again...
im talking about RISK... bro
yeah... you earning 4%
but GILEAD also drop 50% in stock value... do you understand this concept??
your account value might be $6000
i'm earning 2.8% with zero risk cuz CD is ZERO risk
my is at $11.6k cuz i haven't lost any stock value/cd value
if you just looking for 4% dividend... there are BONDS bro....
it much better
;D ;D ;D
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again...
im talking about RISK... bro
yeah... you earning 4%
but GILEAD also drop 50% in stock value... do you understand this concept??
your account value might be $6000
i'm earning 2.8% with zero risk cuz CD is ZERO risk
my is at $11.6k cuz i haven't lost any stock value/cd value
if you just looking for 4% dividend... there are BONDS bro....
it much better
;D ;D ;D
You keep talking bonds, lets see your bonds’ yields? And why invest in 2% when you can invest in 5% bond yields that you’re so adamant about? Why put 40k for a lousy 0.5% saving and not in bonds?
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You keep talking bonds, lets see your bonds’ yields? And why invest in 2% when you can invest in 5% bond yields that you’re so adamant about? Why put 40k for a lousy 0.5% saving and not in bonds?
bro...
don't get mad, man
we just trying to help each other
you can find bond, cd, treasury, etc... out there 3-5% rate
with zero to low risk<<<< do you understand this part???
if that the route you want to take
"pay the electric bill right??"
GILEAD HAS DROP 50% IN STOCK VALUE
say you invest $10k... it would be $5k plus whatever dividend you have been collecting since
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bro...
don't get mad, man
we just trying to help each other
you can find bond, cd, treasury, etc... out there 3-5% rate
with zero to low risk<<<< do you understand this part???
if that the route you want to take
"pay the electric bill right??"
GILEAD HAS DROP 50% IN STOCK VALUE
say you invest $10k... it would be $5k plus whatever dividend you have been collecting since
(https://i.imgur.com/ZRVD2YN.jpg)
How do you know that my gild didn’t increase 100% or 200%? You keep looking at the high and low and make your odd decision by it. Someone is very confused. You want 2.7% and .5%, why not take your own advice and go for bonds at 4-5%?
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(https://i.imgur.com/ZRVD2YN.jpg)
How do you know that my gild didn’t increase 100% or 200%? You keep looking at the high and low and make your odd decision by it. Someone is very confused. You want 2.7% and .5%, why not take your own advice and go for bonds at 4-5%?
becuz i'm young... bro
im only in my early 30s
i got another 30 more years till retirement
going retire at 65
hahaha
you already know how CD works...
no matter what
i can not lose my $10k plus the dividend that been collecting
ZERO RISK
(https://i.imgflip.com/1jqcf8.jpg?a449256)
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bond ticker symbol $BND at 2.6% rate
hover in the $75-85 range
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Magic number is 8 years from now when my youngest will leave for the world. Would like to accumulate at least 60k-80k dividends minimum. Of course, the more the merrier. I might flip a home just for the exposure and maybe pick up another hustle. Likely will move to a no tax state and use it as a home base since California has the highest long term capital gains tax.
No doubt social security will not sustain my lifestyle when the threshold is here but that will be a nice bonus hopefully.
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aabb
rolling out dividend for a penny stock in early may
:2funny:
Buy low, pop and sell
but no one is holding a gun against your head :D
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Magic number is 8 years from now when my youngest will leave for the world. Would like to accumulate at least 60k-80k dividends minimum. Of course, the more the merrier. I might flip a home just for the exposure and maybe pick up another hustle. Likely will move to a no tax state and use it as a home base since California has the highest long term capital gains tax.
No doubt social security will not sustain my lifestyle when the threshold is here but that will be a nice bonus hopefully.
Yea than you want to slowly start transition to more safe asset
Like bonds, government treasury, CD etc...
$1,000,000 at 4%= $40,000 per year is pretty good
Rates just suck ass these days
I was lucky to luck in that 2.8%
Before shyt went south
;D ;D ;D ;D. Lucky thats all
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aabb
rolling out dividend for a penny stock in early may
:2funny:
Buy low, pop and sell
but no one is holding a gun against your head :D
I don’t have anything against penny stocks and I have invested in penny stocks recently that are no longer categorized as penny stocks. Gains are gains from penny or blue chips. I’m just not thirsty for aabb.
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I don’t have anything against penny stocks and I have invested in penny stocks recently that are no longer categorized as penny stocks. Gains are gains from penny or blue chips. I’m just not thirsty for aabb.
too risky for my taste
i'm just buying those dip on them blue chip and ETF
for a quick bounce..... and a few buck!!
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You keep talking bonds, lets see your bonds’ yields?
You WON'T because it's as much of a LIE as his other LIES...
That's just how it is with all talk, no walk type folks...I mean so far ZERO "stamped date and time" from him...