PebHmong Discussion Forum

Life & Living => Money & Investment => Topic started by: hmgROCK on January 02, 2019, 01:26:52 PM

Title: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 02, 2019, 01:26:52 PM
just an FYI
your annually roth ira has a cap of $6,000 from $5,500 last year
start contributing

also
i would start allocating more to bonds

a lot of dark cloud and future up ahead
as this our sweet tax break is winding down
and the people are finally waking up

Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 03, 2019, 06:52:24 AM
also if you are 50+ years old
you have a $1,000 catch up bonus in additional to the $6,000 for this new year
for a total of $7,000 to the roth ira


Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 04, 2019, 07:13:23 AM
contribute about $1k to my roth ira yesterday
when the market turn blood red
don't be scared and just keep contributing even when the market is down or up
my target date is 2050
lol i got about 30 more years to go

i should max out my roth IRA by this summer
plan on doing $1k a month

pic or it didn't happen
(https://i.imgur.com/vZeZQbB.jpg)
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: theking on January 04, 2019, 03:05:14 PM

don't be scared and just keep contributing even when the market is down or up
[/b]my target date is 2050
lol i got about 30 more years to go

Why worry about being "scared" and/or wait "30 more years" when you can just win the lotto now since you're "the hmong Nostradamus and is always right"??  ???
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 05, 2019, 07:31:17 AM
Why worry about being "scared" and/or wait "30 more years" when you can just win the lotto now since you're "the hmong Nostradamus and is always right"??  ???

damn dude
why you gotta come troll on all my thread

this is education stuff, im teaching yall
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: darkhelmet on January 05, 2019, 09:07:26 AM
I did see the new limit when I went to max my 2018 contribution.  Waiting for another red day to contribute for 2019.  ;D
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 05, 2019, 09:55:58 PM
I did see the new limit when I went to max my 2018 contribution.  Waiting for another red day to contribute for 2019.  ;D

You didn’t catch jan 2???
If you look at my screenshot above
I time it right
Got some nice gains
The next day

Lol
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: darkhelmet on January 06, 2019, 02:25:19 PM
Nope my fund didn't get in on time.  I max my 2018 end of Dec.  Then sent over some for 2019, but it didn't settle until after Jan 2. 
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 06, 2019, 05:06:13 PM
Nope my fund didn't get in on time.  I max my 2018 end of Dec.  Then sent over some for 2019, but it didn't settle until after Jan 2.

I don’t do as much as tradings as i used to anymore
Got tired of staring at the computer

These days im just going easy mode passive on the index target date
You should check it out
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: darkhelmet on January 06, 2019, 08:54:51 PM
Yep I have some on the 500 index fund.
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: theking on January 07, 2019, 12:39:55 AM
damn dude
why you gotta come troll on all my thread

this is education stuff, im teaching yall

Not "troll", more like pondering...si nce you're "the hmong Nostradamus and is always right" ..
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 07, 2019, 08:52:03 AM
Not "troll", more like pondering...si nce you're "the hmong Nostradamus and is always right" ..

we are talking about investment and ROTH IRA contribution for the new year
and here you are trolling
if you don't like this kinda of stuff
no need to comment and just shut up

lol

 :2funny: :2funny: :2funny: :2funny:
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 07, 2019, 09:01:35 AM
Yep I have some on the 500 index fund.

can't go wrong the S&P 500
a lot folks are switching over to the whole US total market index instead
some even starting to do the whole world market for even more EZ mode investing


i like dividend stock. always a huge fan of them
some people don't
i use the dividend to buy more share and it just keep snowballing

dividend focus ETF:  SCHD that i like
(https://i.imgur.com/DZTpZzs.jpg)
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: theking on January 07, 2019, 05:43:46 PM
we are talking about investment and ROTH IRA contribution for the new year
and here you are trolling
if you don't like this kinda of stuff
no need to comment and just shut up

lol

 :2funny: :2funny: :2funny: :2funny:

And I'm pondering why you do all that work just to be a "small fish" as well as having to wait "30 years" before you can collect when you can just win the lotto and be a big fish now since you're "the hmong Nostradamus and is always right"??

If you're a fake Nostradamus then admit that you're a fraud instead of "trolling"...Otherwise "just shut up"...I mean there's even member that called you out for giving "bad investment advice"...and that could really mess someone up if he/she actually listen to a fake Nostradamus advice... :idiot2: :knuppel2:

And so much for claiming "sports only"...it's as big of an EPIC FAILURE as your other claims.. ;D ;D ;D:

Financial guy, here

They thought I was crazy.
Even bash me

I informed them GE is a good company
Just need better management
To turn things around

It’s getting strong support at the $13 mark
It’s a good time to get in and ride this wave back up

Damnnnn, they going up to
As I predicted


Like I say many times
Nothing good ever comes when you bet against the Hmong Nostradamus

Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 08, 2019, 07:18:14 AM
And I'm pondering why you do all that work just to be a "small fish" as well as having to wait "30 years" before you can collect when you can just win the lotto and be a big fish now since you're "the hmong Nostradamus and is always right"??

If you're a fake Nostradamus then admit that you're a fraud instead of "trolling"...Otherwise "just shut up"...I mean there's even member that called you out for giving "bad investment advice"...and that could really mess someone up if he/she actually listen to a fake Nostradamus advice... :idiot2: :knuppel2:

And so much for claiming "sports only"...it's as big of an EPIC FAILURE as your other claims.. ;D ;D ;D:


lol

Because that's how investment work duhhhh
too funny
you start investing when you are young and by the time you are old (30-40 years from now)
you are rich and a millionaire

this is an investment thread
stop your trolling
i will fight you on another thread
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: theking on January 08, 2019, 06:27:54 PM

lol

Because that's how investment work duhhhh
too funny
you start investing when you are young and by the time you are old (30-40 years from now)
you are rich and a millionaire

this is an investment thread
stop your trolling
i will fight you on another thread


Doesn't matter "how investment work" since it's common knowledge for many...the *million* dollar question is why don't you just win the lotto and be a big fish now since you're "the hmong Nostradamus and is always right" instead of doing all that work just to be a "small fish" and/or have to wait "30 years" to collect (which is not even "always" guarantee)...??  ???

You can keep on "trolling" but that doesn't substitute you taking ownership of your wrongs..And no, don't care to "fight" but more pondering of why no sign of "Nostradamus" and "always right" as claimed??  ???
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: darkhelmet on January 09, 2019, 10:22:41 AM
Dude this thread is hilarious.   ;D

Looks like you pissed someone off.   :knuppel2:

For everyone, you should do your own investigation and not follow one person's advice on the Internet.  If you lost money, take it as a hard lesson learned and move on.




Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: theking on January 09, 2019, 06:07:41 PM
Yep, agree, the information is readily available so do your own research and form an educated opinion from it or you may have to call out someone for giving you "bad investment advice" by just following their BS... ;D
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: darkhelmet on January 09, 2019, 08:32:21 PM
Yep - live modestly and you'll be fine.  If you want to live like a king, move to Laos.   ;D

unless you make plentiful and enough to where you can comfortably afford to put money into a IRA or Roth...folks.. .401k and social security is good enough once you retire....just don't have more kids than you can afford to have...haha and don't develope bad habits when you retire...lols
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 09, 2019, 08:54:21 PM
unless you make plentiful and enough to where you can comfortably afford to put money into a IRA or Roth...folks.. .401k and social security is good enough once you retire....just don't have more kids than you can afford to have...haha and don't develope bad habits when you retire...lols

The 401k is good only if they match
If they match 6% than you do 6%
And put the rest in the ROTH
The fee in the 401k are a killer
That’s why I recommend ROTH

Social security might not be there in 30-40 years
If you google the statistics
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: nraug_hmoob on January 14, 2019, 01:06:23 PM
I just deposited the max $5.5k for 2018 so I can get the tax break. Debating if I should contribute the max $6k as well for 2019 right now as well since the market is in red.   I got like 30+ years left before I can cash in anyways. lol

just an FYI
your annually roth ira has a cap of $6,000 from $5,500 last year
start contributing

also
i would start allocating more to bonds

a lot of dark cloud and future up ahead
as this our sweet tax break is winding down
and the people are finally waking up
Title: Re: new year, new ROTH IRA limit $6,000 now....
Post by: hmgROCK on January 14, 2019, 02:16:38 PM
I just deposited the max $5.5k for 2018 so I can get the tax break. Debating if I should contribute the max $6k as well for 2019 right now as well since the market is in red.   I got like 30+ years left before I can cash in anyways. lol

"time in the market, beats timing the market"


that's the old saying, alot of us investor use. as long as you put it on the S&P 500
you should be good in the long run

remember, you can deposit $5.5k and $6k for your spouse, even if they don't work