PebHmong Discussion Forum

General Category => General Discussion => Topic started by: theking on June 02, 2023, 01:10:29 PM

Title: Since we don't have any debts anymore, our credit scores took a hit
Post by: theking on June 02, 2023, 01:10:29 PM

Just the regular bills like power bill, phone bill, etc., now. Our scores used to be closer to 850 but after taking advantage of this complimentary credit score check, it has dropped since:

(https://i.imgur.com/6UEI4ao.png)

(https://i.imgur.com/NtlaH5L.png)

Title: Re: Since we don't have any debts anymore, our credit scores took a hit
Post by: DuMa on June 02, 2023, 01:36:44 PM

The poor like hmoobrock don't need credit. 

Need to buy something on a loan?  Get a family member with good credit to stand in for you and you can pay all the monthly fees.  Your family member gets good credit and you get the goods.

Even driving a car that is under your family member's name.  As long as your name is on the insurance then you are ok to drive it. 

Getting certain type of jobs?  Yep, you still need decent credit to qualify for the hire.  They not giving the company's vehicle or heavy machinery that is worth a bunch of money to some bozo who has bad credit.  How are you going to work at a bank with bad credit? 

So then, $10 per hour is your going rate.   O0

Title: Re: Since we don't have any debts anymore, our credit scores took a hit
Post by: theking on June 14, 2023, 12:23:43 AM

 ;D ;D ;D

PH's George Santos will just continue to leech off his "family"...I mean dude doesn't even work.

Title: Re: Since we don't have any debts anymore, our credit scores took a hit
Post by: theking on June 14, 2023, 12:29:24 AM

Although our FICO scores are down a bit in the last few years, it's still in the "Exceptional range" so still all good.  O0

Title: Re: Since we don't have any debts anymore, our credit scores took a hit
Post by: theking on June 21, 2023, 11:13:26 AM

I'm not in the dating games anymore but heard some girls will ask for a guy's FICO score first before committing... ???

Title: Re: Since we don't have any debts anymore, our credit scores took a hit
Post by: Cali Guy on June 21, 2023, 07:44:37 PM

Quote from: theking on June 21, 2023, 11:13:26 AM

I'm not in the dating games anymore but heard some girls will ask for a guy's FICO score first before committing... ???

They should do a FICO or better yet, a background check and DNA. It should go both ways. lol. It’s starting to sound like that movie, Gattaca.