PebHmong Discussion Forum
General Category => Debate Central => Topic started by: duckwingduck on January 09, 2017, 11:31:34 AM
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I just checked my insurance premium through work.
I am single. I paid $88 and my employer paid $734 a month. My premium total is $822 a month. This is more than my mortgage and property tax which totals to $750.
Basically, it is equal to my mortgage + property tax + water + electric.
How did wet here?
Soon, it would exceed my mortgage + property tax + water + electric + car payment. We are bleeding in cash and there's no insurance to cure that.
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Depends...it can exceed some mortages but it's still way below some mortages...
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I just checked my insurance premium through work.
I am single. I paid $88 and my employer paid $734 a month. My premium total is $822 a month. This is more than my mortgage and property tax which totals to $750.
Basically, it is equal to my mortgage + property tax + water + electric.
How did wet here?
Soon, it would exceed my mortgage + property tax + water + electric + car payment. We are bleeding in cash and there's no insurance to cure that.
How's Obamacare working for you? You know your increases, my increases, and others are to support Obamacare, right? Let's not even get into the Exchanges themselves... high deductibles and premium if you are not dirt poor and even if you are, the deductibles will kill you.
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Don't forget the family coverage
That can be even more expensive too
Reason why
Everyone wants to get paid like kings and queens
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How's Obamacare working for you? You know your increases, my increases, and others are to support Obamacare, right? Let's not even get into the Exchanges themselves... high deductibles and premium if you are not dirt poor and even if you are, the deductibles will kill you.
Lol
I'm ready for trumpcare
Where I just die in the street
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Lol
I'm ready for trumpcare
Where I just die in the street
You've been drinking too much Dem kool-aid... Did people just drop and die in the street before Obamacare? Could a sick person without insurance get medical attention? I know they can. I know a person that didn't have medical insurance but the hospital took him in, did the surgery and he was better. Uncle SAM just paid for it with medicaid...
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You've been drinking too much Dem kool-aid... Did people just drop and die in the street before Obamacare? Could a sick person without insurance get medical attention? I know they can. I know a person that didn't have medical insurance but the hospital took him in, did the surgery and he was better. Uncle SAM just paid for it with medicaid...
Yeah dude
Try going insuranceless
If you have diabetes
And you need your insulin shot
You going be 6ft under as we talk
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How's Obamacare working for you? You know your increases, my increases, and others are to support Obamacare, right? Let's not even get into the Exchanges themselves... high deductibles and premium if you are not dirt poor and even if you are, the deductibles will kill you.
It's not Obamacare. I have zero deduction. I have never paid anything when I visit doctors. I do pay like $15 on medication that costs like $600.
I support Obamacare because I believe people should have access to healthcare. Not because I don't have healthcare.
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Well, some actually pay more than that because they want their deductibles to be less. All you got to know is, the better covered you are medically, the higher it will cost. Supply and demand :)
People who have sick individuals know, they rather pay high medical coverage than high hospital bills.
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Well, some actually pay more than that because they want their deductibles to be less. All you got to know is, the better covered you are medically, the higher it will cost. Supply and demand :)
People who have sick individuals know, they rather pay high medical coverage than high hospital bills.
If I have a family, I bet it will be higher.
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I would like universal healthcare so that I can do what I like like gardening making $12,000 a year instead of being a professional.
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Just be glad you're paying the smaller premium and it's not the other way around.
Although it may seem like all these insurance companies are banking, I'm not really sure it's much profit at all. You consider how outrageous a bill is just for paying a 15 min to the dr. and you'll see why premiums have to be this high.
I always joke that if it ever gets to the point where I can't pay for my health insurance premium anymore, I'm gonna quit my job so I can get medical assistance. Sad.
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Obamacare really did a number on smaller companies that employ less than 50 people.
Those who support Obamacare don't understand the insurance and healthcare industry. The majority of them are dumb as a doornail. They support whatever rhetoric makes them feel like they are a good person. That's why they are always pro-globalism. They don't really understand the consequences until they receive the short end of the stick and then it's:
"Wah wah wah, how did this happen? How did we get here?"
Er, because your dumb-ass voted for it OR you were too busy living your hedonistic lifestyle OR allowing your feelings do all the important decision-making OR because you are just DUMB, EVIL, AND COMPLETELY OUT OF TOUCH WITH REALITY.
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Obamacare really did a number on smaller companies that employ less than 50 people.
Which is especially important if you live in a state like MN that endorses and fosters small to mid size businesses. It hurt the working class. I want universal health care, but I also want a better option. It's a smaller minority that benefits, that and all the poor white folks living Kentucky which I'm fine with
Lol
I'm ready for trumpcare
Where I just die in the street
I just hate poor white folks I guess.
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It was a problem before, during and will continue to be, even AFTER the ACA (Obamacare).
Away from the political arena, it's a complex issue. But PROFIT would be an adequate oversimplifica tion.
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How's Obamacare working for you? You know your increases, my increases, and others are to support Obamacare, right? Let's not even get into the Exchanges themselves... high deductibles and premium if you are not dirt poor and even if you are, the deductibles will kill you.
LMAO
Obamacare is ridiculous :idiot2: :2funny:
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I work for a large international multi-billion dollar company and my premiums with employer subsidy is $800 a month and includes a deductible plus $20 office copay visit.
So no competition doesn't lower your premiums. Even ACA is cheaper.
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Surprising.
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I work for a large international multi-billion dollar company and my premiums with employer subsidy is $800 a month and includes a deductible plus $20 office copay visit.
So no competition doesn't lower your premiums. Even ACA is cheaper.
Company name?
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LMAO
Obamacare is ridiculous :idiot2: :2funny:
I don't think you even know what obamacare is. You're just repeating what FUX news tells you.
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I don't think you even know what obamacare is. You're just repeating what FUX news tells you.
most republicans don't understand basic math, how you expect them to understand health insurance. :2funny: :idiot2:
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most republicans don't understand basic math, how you expect them to understand health insurance. :2funny: :idiot2:
Most Democrats don't understand basic democratic elections. How can we take anything they say seriously? :2funny: :2funny: :2funny:
Remember that it's YOUR people taking to the streets like the thugs that you are. :2funny: :2funny: :2funny:
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I don't think you even know what obamacare is. You're just repeating what FUX news tells you.
Basic economics is lacking here.
Offended? Want an extra dollar for your skyrocketing premiums? :idiot2: Some of you people have no idea and can't process information on your own.
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Most republicans don't understand basic democratic elections. How can we take anything they say seriously?
fixed your alternative facts :2funny: :idiot2:
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Company name?
Also just to clarify $800 a month is the total with both employer and employee contribution, not what I pay out of my paycheck. I'm trying to make it an apples to apples comparison with ACA.
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Cool beans. But still, $800.00, that's insane. Deductible?
I guess I shouldn't be complaining about my paltry $375.00 (myself+employer contribution) a month.
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Cool beans. But still, $800.00, that's insane. Deductible?
I guess I shouldn't be complaining about my paltry $375.00 (myself+employer contribution) a month.
$300 deductible . Max out of pocket is like $2000-ish. But the ACA platinum is zero. My employer has multi-state so I'm guessing that adds to cost.
$375 a month. That's good. 10 years back my first job it was $300 a month. I guess CA is an expensive market.
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Could be. You would naturally assume competition would drive prices down as mentioned before. And CA's market is by far larger than MN's.
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Could be. You would naturally assume competition would drive prices down as mentioned before. And CA's market is by far larger than MN's.
That's the theory but after working in corporate finance for 17 years it's never decreased. Each year the underwriters come back with new contracts. It's either increased or stayed flat with benefit reductions or worst...someti mes both.
People want to make it sound like healthcare is comprable to selling goods and simple services however given the complications of regulation by state, health of the population, rising cost, etc...it's not as simple.
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fixed your alternative facts :2funny: :idiot2:
Or maybe it's just the Russians when you lose.
:idiot2: :idiot2: :idiot2:
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That's the theory but after working in corporate finance for 17 years it's never decreased. Each year the underwriters come back with new contracts. It's either increased or stayed flat with benefit reductions or worst...someti mes both.
People want to make it sound like healthcare is comprable to selling goods and simple services however given the complications of regulation by state, health of the population, rising cost, etc...it's not as simple.
Duh. So why do you keep wanting MORE regulations? In fact, why do you want the government to oversee healthcare? It's only going to be more regulations after regulations.
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Duh. So why do you keep wanting MORE regulations? In fact, why do you want the government to oversee healthcare? It's only going to be more regulations after regulations.
Maybe we should throw away all the stop signs, red lights, and speed limit. Regulation sucks. We rather die than be regulated.
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Now it all makes sense. Some of you are really, really, really worried about having insurance.
When you are filled with bulls.hit 24/7 that stuff tends to become cancerous.
>:D >:D >:D >:D >:D >:D >:D >:D >:D >:D >:D
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Maybe we should throw away all the stop signs, red lights, and speed limit. Regulation sucks. We rather die than be regulated.
Facetious comments only goes to show you are losing the argument. :2funny: :2funny: :2funny:
Are we talking about traffic or healthcare?
:2funny: :2funny: :2funny: :2funny:
Keep up the bulls.hit. We shall see who is next. >:D
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Maybe we should throw away all the stop signs, red lights, and speed limit. Regulation sucks. We rather die than be regulated.
repubs don't have the intelligence to understand what regulated means :2funny: :idiot2:
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^^^
Too stupid to see the error of your ways? >:D
Two down, a few to go.
I ain't saying that a gun should be put to your head, but I'm not against an act of God.
>:D >:D >:D