PebHmong Discussion Forum

Life & Living => Money & Investment => Topic started by: hmgROCK on February 16, 2022, 06:51:08 AM

Title: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 16, 2022, 06:51:08 AM
all the gains and taxes are free in a ROTH IRA account
just get yourself a lazy standard target date index
year 2050 for me... i got 28 more years of working to go   ;D ;D ;D

i don't know your financial status
but yeah... try to max your $6000 for year 2022 and year 2021
still time to max 2021


PIC OR IT DIDN'T HAPPEN


(https://i.imgur.com/TLAkh7z.jpg)
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 16, 2022, 06:54:46 AM
If you are married
You can fund your spouse roth ira too $6000
Don’t matter if they work or not

So

$6000+$6000= $12,000

This is already hard for alot of people

Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: Pretend_Vanilla on February 16, 2022, 07:10:00 AM
I will. Maybe after I file my taxes to move money around. Can I withdraw from my IRA anytime or is there a penalty?
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 16, 2022, 07:19:48 AM
get yourself a target date index
make sure it has INDEX... and look at the expense fee..
keep it under 0.1%
pick a date that you want to retired

OR

you can also just go straight s&p 500 and hold it for life too

Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 16, 2022, 07:22:20 AM
I will. Maybe after I file my taxes to move money around. Can I withdraw from my IRA anytime or is there a penalty?

yes...

there's a penalty if you withdrawn earlier before like 59 years old
like 10% tax..

kinda like if you withdrawn your 401k.. earlier.. uncle sam is going tax you


these are retirement account... don't trade
just buy and hold



$6,000 is already hard for alot of average hmong folks...
don't worry you have the whole year to fund your ROTH IRA

more info on

https://www.youtube.com/watch?v=-PQc42Rfw0A (https://www.youtube.com/watch?v=-PQc42Rfw0A)
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 16, 2022, 07:54:26 AM
found your year 2021 first cause cut off date is tax day april 15
than fund your 2022... you got till next year.. april 15


$12,000 total

this is already hard for alot of average hmong people

hahahah
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: Cali Guy on February 18, 2022, 01:10:06 PM
Take this fool’s advice with a grain of salt, he’s a genuine fraud.
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 18, 2022, 01:24:23 PM
Take this fool’s advice with a grain of salt, he’s a genuine fraud.

lmao

why you gotta be a piss off prick
this whole section is "share tip and ideas"
sooo much negatives ..


 ;D ;D

im trying to help yo
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: Cali Guy on February 18, 2022, 01:30:18 PM
lmao

why you gotta be a piss off prick
this whole section is "share tip and ideas"
sooo much negatives ..


 ;D ;D

im trying to help yo

You put an s on idea but not on tip? When you going to learn?
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 18, 2022, 01:31:26 PM
You put an s on idea but not on tip? When you going to learn?

i was typing kinda of fast there bud ;D ;D ;D O0 O0
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: Cali Guy on February 18, 2022, 01:35:23 PM
i was typing kinda of fast there bud ;D ;D ;D O0 O0

Doubt it, across ph.
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 18, 2022, 01:36:52 PM
Doubt it, across ph.

why you mad at me bro
did i touch a nerve or something

Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: theking on February 18, 2022, 01:37:20 PM
why you gotta be a piss off prick



Lets be nice to each other

 The promise aka lie above didn't even last a week...

;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: theking on February 18, 2022, 01:38:33 PM
why you mad at me bro
did i touch a nerve or something

NOPE he's just calling out your "negative" fraudulent behaviors, lies and hypocrisies like all other neutral PH members that have also called you out..

Don't want it to get pointed out, don't put it out there in the first place...very simple common sense concept...O0
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 18, 2022, 01:39:03 PM
lol

i know you are mad at me THEKING

hahahaha

 ;D ;D ;D

alll these spamming tickle my balls

 :2funny: :2funny:
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: theking on February 18, 2022, 01:40:51 PM
dang...somebody is salty

damn bro u hella jealous. that's embarassing man yo..


Therefore:

yeah i just make that stuff up

Just lied, dude



HIS WORDS, NOT MINE... ;D ;D ;D
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 18, 2022, 01:41:42 PM

You are the most toxic person on here.

Fact: You create clickbait threads about news and post on the GD forum like no one else on here freaking watches or reads the news.

Fact: You antagonize other users.

Fact: You have a lot of time to search the forum looking for quotes from other users so you can post it trying to create support for yourself.


Fact: You humblebrag ALL the time. Look at me, I'm so cultured and open-minded because I'm not married to a Hmong chick. Look at me, I'm so cultured because I hang up things from MY culture and my wife's culture in my home. Look at me, I'm a college grad. Look at me, I know so and so.  Look at me, I'm such a great dad because I teach my daughter this. Blah blah blah blah blah.

Fact: You are a petty little man who holds grudges against people when they don't agree with you.

Fact: You will inevitably call someone a hypocrite when they don't agree with you. Despite your futile attempts to find proof of the supposed hypocrisy, you won't find any, but will continue to name call because like a cornered little dog, that's all you can do.

Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: theking on February 18, 2022, 01:47:35 PM
Now that's "cringe", tuck his tail between his leg and using his fellow clique member that also put him down's post...PRETTY DESPERATE!!!  ;D ;D ;D

But THAT GUY can't help it when he's this "mad".. ;D ;D ;D:

dang...somebody is salty

damn bro u hella jealous. that's embarassing man yo..

Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 18, 2022, 01:48:14 PM
 :2funny: :2funny: :2funny:

cringe spam
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: theking on February 18, 2022, 01:51:06 PM
"cringe" lies

yeah i just make that stuff up

Just lied, dude



HIS WORDS, NOT MINE... ;D ;D ;D
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: Cali Guy on February 18, 2022, 02:50:46 PM
why you mad at me bro
did i touch a nerve or something

Did I touched a nerve or something

Across ph! Past tense, got to add “ed” to most verbs.
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 18, 2022, 10:19:40 PM
Did I touched a nerve or something ?

You forgot to add a question mark at the end
Becuz its a question


 ;D ;D

Cali is a joke
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: theking on February 18, 2022, 11:34:35 PM
CAN'T BEAT THEM, JOIN THEM...that's how you know Cali Guy is winning as he got THAT GUY good... ;D ;D ;D
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: Cali Guy on February 22, 2022, 10:54:18 AM
If you listen to this fraud, you only have yourself to blame.
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 22, 2022, 11:02:36 AM
Lol

We already know you’re a fraud

Multi millionaire my ass


 ;D ;D ;D
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: Cali Guy on February 22, 2022, 11:05:11 AM
Lol

We already know you’re a fraud

Multi millionaire my ass


 ;D ;D ;D

I know, every once in a while you’re just begging to see my portfolio again and again. What a loser!
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: hmgROCK on February 22, 2022, 11:15:17 AM
You got your roth in yet??
Just got my full $6k in for year 2022

I only work low wage

 ;D ;D
Title: Re: dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first
Post by: theking on February 22, 2022, 04:43:48 PM
What a loser!


 ;D ;D ;D