PebHmong Discussion Forum
General Category => General Discussion => Topic started by: hmgROCK on January 02, 2024, 12:32:29 PM
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i still see hmong people being taken advantage by their own habit or not switching
being loyal to their local bank
LOYALTY DON'T PAY THE BILLS
;D ;D ;D
i personaly use MARCUS by goldman sach for many years
they give out 4.5% saving rate as i type this
i don't get sponsor nor work for them
https://www.marcus.com/us/en (https://www.marcus.com/us/en)
i got $61 interest on $16,000 saving, that's $700+ per year
O0 O0 O0
(https://i.imgur.com/ckxWtN0.jpg)
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you can keep your local bank $1k-2k for cash withdraw
but put your big SAVING in marcus for a high interest rate
O0 O0 O0
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Like how PH's George Santos showing off his "daddy's guns" (per the neutral PH members), he's now showing off his mommy's savings account...
THEREFORE, JUST ANOTHER LIE!!!!
;D ;D ;D
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too stubborn
;D ;D ;D
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Another one of Pobzeb's useless advice on PH. Why am I not surprise? :2funny:
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PH's George Santos' "advice" would actually have little substance if he actually has a bank account but just showing off his mommy's bank account = zero substance.. ;D ;D ;D
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Another one of Pobzeb's useless advice on PH. Why am I not surprise? :2funny:
it's a golden advice, brother
take a look at your saving account and compare
LOYALTY DON'T PAY THE BILLS
;D ;D ;D O0 O0 O0
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It isn’t a bad advice, I have multiple accounts maxing out by FDIC standards just generating quite a bit per year. I would say around perhaps near 10k a year per account.
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It isn’t a bad advice, I have multiple accounts maxing out by FDIC standards just generating quite a bit per year. I would say around perhaps near 10k a year per account.
O0 O0 O0
banks are pretty safe
we seen what happen during the silicon bank last year
everyone was made whole
even those who have over the $250k fdic limit
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i still see hmong people being taken advantage by their own habit or not switching
being loyal to their local bank
LOYALTY DON'T PAY THE BILLS
;D ;D ;D
i personaly use MARCUS by goldman sach for many years
they give out 4.5% saving rate as i type this
i don't get sponsor nor work for them
https://www.marcus.com/us/en (https://www.marcus.com/us/en)
i got $61 interest on $16,000 saving, that's $700+ per year
O0 O0 O0
(https://i.imgur.com/ckxWtN0.jpg)
I put most of mine on CDs - 3months, 6months, 9months and 1year - using CD ladder. This way, they're not all tied up, incase I need some emergency cash O0
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I put most of mine on CDs - 3months, 6months, 9months and 1year - using CD ladder. This way, they're not all tied up, incase I need some emergency cash O0
CD is good too
but make sure you check the interest rate on them
and don't withdraw or you get penalty
that's why i just say switch your SAVING ACCOUNT in this thread
tiny move without any change
MARCUS by goldman sach has some nice CD
https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates (https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates)
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MARCUS has 13 month CD at 4.7% no penalty early withdraw $500 minimum deposit
O0 O0 O0
or you just just leave it in their SAVING ACCOUNT at 4.5%
i doubt many local bank and credit union can beat this
double check yours
O0 O0 O0
YOU CAN LOCK IN THEIR 4% FOR 6 YEARS
since the FED is going cut rate in the next couple of months
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it's a golden advice, brother
take a look at your saving account and compare
LOYALTY DON'T PAY THE BILLS
Might be worth something if you actually have a bank account instead just showing off your mommy's account.. ;D ;D ;D