It's worth it if you're prone to dropping/losing it. My niece is on my account and I get her insurance. I also have insurance on my phone too. I do a lot of hacking on my phone, so if ever I "break" it, I can get a replacement as long as I pay the deductible. My niece on the other hand, definitely needs it. She's lost her phone once, and dropped it into the toilet twice just in the past two years. Definitely worth it for her. For me, probably not.
I C. It makes sense. My daughter likes to take my phone away and play Movie Star Planet when we are out and about and she's bored. I didn't want to put that app on my phone but until we get her an iPad or something, I'll have to let her.
Paying monthly charges for device insurance, especially those that you know will quickly phased out in less than a year is a waste of money.
You don't get brand new but refurbished devices even after you fulfilled the deductible, anyway.
Take good care of your phone then you would never need to lose $240 on insurance for a phone.
Before we got androids, we had the previous phones from Samsung and we didn't have insurance on them. Husband's phone broke six months before our contract ended. He ended up just getting a $50 refurbished flip phone to use for the time being.
So, you're saying that even with our androids insured and we break it, we'd have a pretty big deductible to deal with to replace? Doesn't make sense. With our Best Buy plan we don't have to pay anything for a replacement, but like I mentioned earlier, they don't cover lost or stolen.
If the deductible was 25% of our phones, I would not have bought the insurance.
We baby our phones like you would not believe but sometimes accidents happen.
Yes, I pay $10/month through Verizon. Covers everything.. even if I drop it in the toilet. I think there is a deductible though.
Not bad.
No worries. If you like your plan, it's cool. I'm just saying that if you did the math, $9.99 for 2 years is more than $99. And that's not including the deductible, in which case, Sam's Squaretrade is only $49 for any smart phone. In total, your cost is $149 and no more.
While it doesn't cover lost or stolen, it does offer an iPad-like GPS location service through its web site that will help you find your unit. Just like an iPad, just because you can track it down doesn't guarantee you'll get it back in working condition (in which case, you'd use the claim to get a replacement phone). Did I mention buyback if you decide to sell it back to ST?
I think Best Buy has Squaretrade too, but they are a bit more expensive than the Costco/Sam's version. Best of luck, whatever you decide to do!
Yes, I like my plan. My point wasn't that I was looking into switching plans. I don't plan to switch and when/if I get a new phone in the future, it might be another discount like the one I got or it'll be through Costco. I'm just curious if others have their phones insured.
I'm surprised that not too many people have insurance. Phones these days costs so much now so it would make sense to have them insured. I guess if you got your phone cheap/was a gift/or you stole it, then insuring it probably didn't cross your mind. J/W thoughts.
Topic: Do any of you pay insurance for your iphone/droid? (Read 4835 times)