You should have a few kids cuz uncle sam be giving out that much during tax season to some families with a few kids.
I once know a kid back in them days. He's a white guy with a big diick but only 19 years old young. How I know he got a big diiick? Well I believed him cuz that was about all we talked about was women and vagina at the time. He's also a starving virgin as well. Can't get laid, got no game, an incel so of speak but anyways, back to my story...
One day, he was hesitant to show me his phone and said he was not suppose to show anybody this but because me and him bonded at work, he decided to showed it to me anyway. So his grandma also passed away and she left him in her will. I saw about 200K worth of money in his bank account. He asked me what should he do with all that money. I was young too so I didn't give him any bad advice. I told him about invest some in long term stocks like big namers that usually do not go out of business. Like Nike and Tesla. He finally did invested.
We also talked about his futurist goals. He said he wanted to move out of his parents place to be on his own and work for min wages. I'm like... say bye bye to that money.
White people I tell ya. Their inheritances are in the big figure digits. They came from a long line of pioneers and settlers so all them land and all them wealth that their forefathers be building up.
Just like vietnam, my family was sitting on a gold mine. After the war, we left everything so once we landed in the states, we refugees are starting from scratch to build up our wealth.
Same thing with yall hmong. Your ancestors wealth given it to you like big land and mountains. Imagine that.