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Another one of Pobzeb's useless advice on PH. Why am I not surprise?
It isn’t a bad advice, I have multiple accounts maxing out by FDIC standards just generating quite a bit per year. I would say around perhaps near 10k a year per account.
i still see hmong people being taken advantage by their own habit or not switchingbeing loyal to their local bankLOYALTY DON'T PAY THE BILLS i personaly use MARCUS by goldman sach for many years they give out 4.5% saving rate as i type thisi don't get sponsor nor work for themhttps://www.marcus.com/us/eni got $61 interest on $16,000 saving, that's $700+ per year
I put most of mine on CDs - 3months, 6months, 9months and 1year - using CD ladder. This way, they're not all tied up, incase I need some emergency cash
it's a golden advice, brothertake a look at your saving account and compareLOYALTY DON'T PAY THE BILLS