From your description, it's not your hard drive. There's a 80% chance of it being your systemboard. 20% chance it being your CPU. Tiny chance that it can be memory or powersupply.
not true. hard drive freeze/pauses/crashes gives the same symptom, esp if it has the pagefile on that hard drive.
if you haven't virus scan yet, do so if you already did and you're clean.
http://www.memtest.org/download/4.20/memtest86+-4.20.iso.zip download burn into cd, boot with disc, run the memtest to test your ram, it will take a while but let it complete.
for hard drive test, find out what manufaturer your hard drive make is, and download the appropriate program
for cpu you'd use something like
http://files.extremeoverclocking.com/file.php?f=103 (get 64bit version if you have 64bit operating system) and run then burn test, if your computer crashes could be cpu problem