Could be. You would naturally assume competition would drive prices down as mentioned before. And CA's market is by far larger than MN's.
That's the theory but after working in corporate finance for 17 years it's never decreased. Each year the underwriters come back with new contracts. It's either increased or stayed flat with benefit reductions or worst...someti
mes both.
People want to make it sound like healthcare is comprable to selling goods and simple services however given the complications of regulation by state, health of the population, rising cost, etc...it's not as simple.