Dividends and Retirement (early)

[hmgROCK]

I don’t invest in gild or t for rapid gains. It’s likely 5 years from now, gild will still be around 60 and t around 25. Who knows but 5 years from now my t would come full circle. All dividends will equate to cost basis. I have zero bonds.

Bro

Gilead science drop soo much in stock value
Goes from $100 to $60 for a lousy 4% dividend
It don’t matter
You lost almost 50% in the last few year

Do you understand???

If you just looking for 4%
Just go with bonds
Its more stable.... you lose $1-3 dollar instead of $20 stock value

[hmgROCK]

Why tossed and turned, markets go up and down consistently plus you giving it all away in the end? I’m doing it for a comfortable living during old age.

I only make $20k remember
<<<low wage workers
Hard for me to recover


I can’t afford to make big mistake
I only go for play, I know 100% surely  win

[hmgROCK]

. All dividends will equate to cost basis. I have zero bonds.

Allow me to explain.... just rounding for easy math

Your gilead science was trading at $100 couple years ago
Its now trading at $50

Thats a 50% drop in stock value

Your $10,000 is now $5,000
But you still getting that lousy 4% dividend

You lose soo much....that 4% is trash
Thats why you go for bond...

[hmgROCK]

buffet man, WARREN of Berkshire Hathaway
that old fart don't believe in dividend
this is because dividend is usually taken from the stock value price
or whatever they want

when they could use that money and keep the company growing
and increasing the share price

[Cali Guy]

Allow me to explain.... just rounding for easy math

Your gilead science was trading at $100 couple years ago
Its now trading at $50

Thats a 50% drop in stock value

Your $10,000 is now $5,000
But you still getting that lousy 4% dividend

You lose soo much....that 4% is trash
Thats why you go for bond...

If my $284 collections are lousy what do you you called your $13 gains?

You said Warren Buffett don’t believe in dividends but he has collected billions and will continue to collect billions. Somebody is a very confused trader.

[hmgROCK]

If my $284 collections are lousy what do you you called your $13 gains?

You said Warren Buffett don’t believe in dividends but he has collected billions and will continue to collect billions. Somebody is a very confused trader.

Warren is a growth seeker
His BRK A share don’t offer dividends
Almost $400,000 a share

He might invest in companies that offer dividends
But his own company and fund don’t give out dividends


Plus like i say
You putting yourself in RISK for a loudy 4%
Can find 4-5% bond safer


I have a 2.8% CD .... zero risk

if you just chasing dividend 4% and etc....
there are better option low risk out there
like CD, BONDS,  treasure, etc... 4-5% without your stock value dropping 50%

i'm getting 2.8% with zero risk on my CD
$1,000,000 at 2.8%= $28,000 per year
safe.... CD can't lose your initial pricpal... enough to pay the eletric bill

 

[Cali Guy]

Warren is a growth seeker
His BRK A share don’t offer dividends
Almost $400,000 a share

He might invest in companies that offer dividends
But his own company and fund don’t give out dividends


Plus like i say
You putting yourself in RISK for a loudy 4%
Can find 4-5% bond safer


I have a 2.7% CD .... low risk

if you just chasing dividend 4% and etc....
there are better option low risk out there
like CD, BONDS,  treasure, etc... 4-5% without your stock value dropping 50%

i'm getting 2.8% with zero risk on my CD

I own zero cds, bonds or treasury notes. You are collecting 2.7% on your CD and yet you called my 4% lousy? It isn’t that Warren might invest in companies with dividends; he is investing in companies with dividends. Again, someone is a very confused trader.

[hmgROCK]

I own zero cds, bonds or treasury notes. You are collecting 2.7% on your CD and yet you called my 4% lousy? It isn’t that Warren might invest in companies with dividends; he is investing in companies with dividends. Again, someone is a very confused trader.

again...
im talking about RISK... bro
yeah... you earning 4%
but GILEAD also drop 50% in stock value... do you understand this concept??
your account value might be $6000

i'm earning 2.8% with zero risk cuz CD is ZERO risk
my is at $11.6k cuz i haven't lost any stock value/cd value


if you just looking for 4% dividend... there are BONDS bro....
it much better

 

[Cali Guy]

again...
im talking about RISK... bro
yeah... you earning 4%
but GILEAD also drop 50% in stock value... do you understand this concept??
your account value might be $6000

i'm earning 2.8% with zero risk cuz CD is ZERO risk
my is at $11.6k cuz i haven't lost any stock value/cd value


if you just looking for 4% dividend... there are BONDS bro....
it much better

 

You keep talking bonds, lets see your bonds’ yields? And why invest in 2% when you can invest in 5% bond yields that you’re so adamant about? Why put 40k for a lousy 0.5% saving and not in bonds?

[hmgROCK]

You keep talking bonds, lets see your bonds’ yields? And why invest in 2% when you can invest in 5% bond yields that you’re so adamant about? Why put 40k for a lousy 0.5% saving and not in bonds?

bro...
don't get mad, man
we just trying to help each other

you can find bond, cd, treasury, etc... out there 3-5% rate
with zero to low risk<<<< do you understand this part???
if that the route  you want to take

"pay the electric bill right??"


GILEAD HAS DROP 50% IN STOCK VALUE
say you invest $10k... it would be $5k plus whatever dividend you have been collecting since

[Cali Guy]

bro...
don't get mad, man
we just trying to help each other

you can find bond, cd, treasury, etc... out there 3-5% rate
with zero to low risk<<<< do you understand this part???
if that the route  you want to take

"pay the electric bill right??"


GILEAD HAS DROP 50% IN STOCK VALUE
say you invest $10k... it would be $5k plus whatever dividend you have been collecting since

How do you know that my gild didn’t increase 100% or 200%? You keep looking at the high and low and make your odd decision by it. Someone is very confused. You want 2.7% and .5%, why not take your own advice and go for bonds at 4-5%?

[hmgROCK]

How do you know that my gild didn’t increase 100% or 200%? You keep looking at the high and low and make your odd decision by it. Someone is very confused. You want 2.7% and .5%, why not take your own advice and go for bonds at 4-5%?

becuz i'm young... bro
im only in my early 30s
i got another 30 more years till retirement
going retire at 65

hahaha


you already know how CD works...
no matter what
i can not lose my $10k plus the dividend that been collecting
ZERO RISK

[hmgROCK]

bond ticker symbol $BND  at 2.6% rate
hover in the $75-85 range

[Cali Guy]

Magic number is 8 years from now when my youngest will leave for the world. Would like to accumulate at least 60k-80k dividends minimum. Of course, the more the merrier. I might flip a home just for the exposure and maybe pick up another hustle. Likely will move to a no tax state and use it as a home base since California has the highest long term capital gains tax.

No doubt social security will not sustain my lifestyle when the threshold is here but that will be a nice bonus hopefully.

[DuMa]

aabb

rolling out dividend for a penny stock in early may

 

Buy low, pop and sell 

but no one is holding a gun against your head