I need to find out about IRA. I just dont know who to talk to or where to set it up?
IRA are just type of trading account
when you open a account
it will ask if you want a roth ira or regular brokerage
ROTH IRA are tax free account
REGULAR BROKERAGE is tax account
you want to max out your ROTH IRA account cuz all gains and dividend are tax free
$6,000 for you and $6,000 for your spouse even if they work or don't work
SCHWAB, FIDELITY, VANGUARD are good ROTH IRA
because they offer target date index...
it's all automatic
you chose a date that you want to retired...
and they buy and allocated stock and bonds for you