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Author Topic: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell  (Read 1451 times)

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Offline hmgROCK

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why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« on: December 07, 2022, 10:00:55 AM »
their rate is 0.01%
not even 1%
but the stuff that makes up 1%

 ;D ;D ;D

lack of financial education
there tons of bank offering 3%+ as i type this

I PERSONALLY USE MARCUS by goldmansach



https://www.chase.com/personal/savings/savings-account/interest-rates
Chase Savings℠ Interest Rates

Interest is compounded and credited monthly, based on the daily collected balance. Interest rates are variable and determined daily at Chase's discretion. Rates are effective for 12/07/2022 only, and are subject to change without notice. Web site rates are generally updated each business day in the morning and rates may vary by market. Balance tiers are applicable as of the effective date of these rates and may change at Chase's discretion. Rates may vary by market. Account fees may reduce your earnings.
Chase Savings Interest Rates Table

Balance
   

Rate
   

Annual Percentage Yield

All Balances
   0.01%    0.01%



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Offline lexicon

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #1 on: December 07, 2022, 10:20:36 AM »
Could you?  ;D



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Offline hmgROCK

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #2 on: December 07, 2022, 10:32:55 AM »
Could you?  ;D

yea i get that junk mail all the time
i wouldn't want to either

did you see my 4% CD???
i put down $5,000 and already make $8 risk free interest


this is just half a month.. more than you will ever get in a year on your 0.01% chase
GO CHECK YOUR BANK
DOUBLE CHECK SO YOU KNOW IM NOT LYING







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Offline VillainousHero

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #3 on: December 07, 2022, 12:04:43 PM »
Let me tell you one thing about interest earnings for banks.

You see only the rich will make money while the common plebians like us gets the offer of .01%

So back in the days that I worked for corporate prime bank, some cash sweep savings is what they earn daily when they cash out their investments portfolio at the end of the trading day.  Some people earn the 1% while others earn the 5% rate.  The 5% rate was exclusive only to a few certain inside portfolios.  It's goofy, cuz even with all the trading that's done, at the end of the day, the cash sweep is the prime money maker for those portfolios.  Not all accounts are like that, cuz the good portfolio managers do actually earn money on their investments, while the shoddy ones don't.  And there's a whole lot more shoddy ones than good earnings ones.



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Offline Reporter

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #4 on: December 07, 2022, 12:44:11 PM »
Isn't that the same for all banks?



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Offline hmgROCK

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #5 on: December 07, 2022, 12:54:26 PM »
Let me tell you one thing about interest earnings for banks.

You see only the rich will make money while the common plebians like us gets the offer of .01%

So back in the days that I worked for corporate prime bank, some cash sweep savings is what they earn daily when they cash out their investments portfolio at the end of the trading day.  Some people earn the 1% while others earn the 5% rate.  The 5% rate was exclusive only to a few certain inside portfolios.  It's goofy, cuz even with all the trading that's done, at the end of the day, the cash sweep is the prime money maker for those portfolios.  Not all accounts are like that, cuz the good portfolio managers do actually earn money on their investments, while the shoddy ones don't.  And there's a whole lot more shoddy ones than good earnings ones.

just lack of $$$ education
and people just don't want to change their bank

like i say

BANK LOYALTY DON'T PAY THE BILLS



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Offline hmgROCK

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #6 on: December 07, 2022, 12:59:37 PM »
Isn't that the same for all banks?

for a lot of banks but not all
most bank is really low and not up to the FED INTEREST RATE

 ;D ;D ;D ;D

i use MARCUS for many years now
have really good rate and keep up with the market
it's just a saving account.. so you just keep your unused cash here and gain that sweet 3% as i type this

https://www.marcus.com/us/en



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Offline DuMa

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #7 on: December 07, 2022, 01:14:34 PM »
The going rate for a loan shark is $75 per week for every $1000 loan. 

Just hang around them asian casinos for customers.  $75 a week is like them buying you a cart of grocery for every week.  We need this during our recession.   Loan to a sick woman gambler and watch how she can't pay it per week.  Free blow job every week.  Just like that.   :2funny:



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Offline hmgROCK

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #8 on: December 07, 2022, 02:23:10 PM »
The going rate for a loan shark is $75 per week for every $1000 loan. 

Just hang around them asian casinos for customers.  $75 a week is like them buying you a cart of grocery for every week.  We need this during our recession.   Loan to a sick woman gambler and watch how she can't pay it per week.  Free blow job every week.  Just like that.   :2funny:

lol

i stay away from them like the moses' plague
just work on your credit score
and get loans from the bank

 ;D ;D



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Offline theking

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #9 on: December 07, 2022, 06:10:39 PM »
did you see my 4% CD???
i put down $5,000 and already make $8 risk free interest


DOUBLE CHECK SO YOU KNOW IM NOT LYING

Yes, THAT GUY is "LYING" because it's not even his "CD"...like that time he used a fake bank account and claimed it's his stock market account and got caught by Duma and ohers.. :idiot2: ;D

THEREFORE, the neutral PH members are spot on:

That’s not even his meat, he just snapped a picture of it. Think about it, what couple who claimed they lives by themselves with no children has a freezer of meat? When he doesn’t make sense, just expect nothing but lies from him.




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Offline theking

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #10 on: December 07, 2022, 06:27:22 PM »
And if one struggles that badly and wants the highest interest rates, why stop at "4%"... ???:

Quote
Psst: You can earn 5% on your checking or savings account right now — and multiple banks are offering it

5 checking and savings accounts with highest available interest rates.

https://www.marketwatch.com/picks/psst-you-can-earn-5-on-your-checking-or-savings-account-right-now-and-multiple-banks-are-offering-it-01670005580

As competition escalates for new savings customers, many financial institutions are promising high yields simply for becoming a customer and following various transaction requirements. And if done correctly, the annual percentage yield can reach as much as 5% — and add hundreds to your bottom line just for letting your money sit there.

That said, getting in on the action sometimes comes with a fair share of hurdles. The highest-yield accounts “work great for some consumers but are not a one-size-fits-all,” says Bankrate Chief Financial Analyst Greg McBride.  Plenty of high-yield savings accounts, in fact, pay 3% or so right now with fewer hurdles. (Compare some of the best savings accounts here.)

But then again, THAT GUY doesn't even know his numbers, he calls "3.00%", "4%"... :idiot2::




And if money is "meaningless", why go through all the trouble for higher interest rates per the EPIC FAIL claim below  :idiot2:  ???:

but me... personally?
money is meaningless to me..






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Offline hmgROCK

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #11 on: December 07, 2022, 10:33:24 PM »
what is wrong with this crazy mental guy??

 ;D ;D



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Offline theking

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #12 on: December 07, 2022, 10:41:24 PM »
"what is wrong with this" LYING "crazy mental guy??"

 ;D ;D



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Offline hmgROCK

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #13 on: December 07, 2022, 10:52:20 PM »
you have mental issue
need to get it check out

 ;D ;D



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Offline theking

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Re: why would you BANK with JP MORGAN CHASE ??? i'm confuse as hell
« Reply #14 on: December 07, 2022, 11:02:19 PM »
The neutral PH members are spot on per the "legit" quote below..  ;D O0:

Spoken like a genuine mental case.



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