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46

General Relationship / Re: Girl Friend

« on: September 07, 2016, 01:12:37 AM »

If you have to question it, then don't be with her. You will still question later in life.

If you can readily accept her for who she is despite her health condition, then more power to you, be a good man and continue loving her. You will be blessed.

If your love is strong enough, who gives a fawk what the world thinks about you and her.

47

The Single & Dating Scenes / Re: Returning gifts or keeping them?

« on: August 09, 2016, 01:58:08 AM »

I don't keep anything. I wouldn't want my 💑 to keep theirs either. Why? We start fresh. Throw away your old trash.

48

Funeral Rituals & Customs / Re: Hole in a tree

« on: October 31, 2015, 04:13:49 AM »

Yes, feeding the spirit. My Thai friends put food in a stump or hole of tree or outside alter to feed the spirit. So that the spirit does not come inside and bother them. For hmongs to put food in tree is strange, not certain why. When I set food outside, I put it on a table with eggs and incense. Never in a hole.

49

Money & Investment / Re: IUL ( index universal life)

« on: October 19, 2015, 10:52:10 PM »

Quote from: Evil_K_Man on October 14, 2015, 12:22:40 PM

Hmong people (especially the OGs) are VERY gullible. They rather listen to other Hmong OGs then their own kids. My mother is like that and it annoys the crap out of me.

Here is me and my mom:

Mom: Why don't you do life insurance for yourself?

Me: I already get it through my company at a subsidized rate and my coverage is 10x more than yours

Mom: But what if you change job or lose your job. You won't have life insurance anymore

Me: I can get it through my new company or if I don't have a job, then I wouldn't have money to pay the policy and will probably lose it and all the money I put in.

Mom: Well aside from leaving money behind for those you love at the end of the policy it will pay you back. You will have a retirement fund for when you are old. The insurance Hmong man told me this and our Hmong neighbors have signed up for it. They will have money when they are old. Does your company life insurance do that?

Me: Mom, I have 401ks, IRAs, and other investments along with cash savings. My company isn't stupid enough to use life insurance as investments for future pay out.

Mom: But will that be enough? I heard with this policy it will give you back what you put in...like $50k back.

Me: I'll have 30 times or more that amount when I retire base on what I'm currently planning.

Mom: Oh...okay, well these other hmong people are doing it so I did it too. I'm getting older and its harder to pass these medical test for life insurance.

Me: Great, at least I'll have some money to cover your funeral expenses.

Mom: See, I don't want to burden you with expenses.

Me: Mom have you given me that money you put into life insurance, i could have paid your funeral expenses and taken a trip around the world

Mom: You don't know what you are talking about and stop making fun of me. You think I'm old and don't know anything.

Me: Sorry. I was wrong. Here's some money to go buy more Korean dramas poorly dubbed into Hmong.

Thats how the conversation goes with me and my mom regarding life insurance.