PebHmong Discussion Forum
General Category => General Discussion => Topic started by: YAX on January 04, 2018, 11:59:33 AM
-
he convinces you to pay a small portion of the debt to "stop proceedings" so you can work out whether you really owe the debt or not, and you paid it, you're automatically liable for the entire debt, even if it's not yours.
-
how can one not know what he/she owes??
-
how can one not know what he/she owes??
Some people owe alot of money to alot of creditors so they can't keep track of it all?
-
how can one not know what he/she owes??
You’ll be surprised how many people have borrowed money to cover their debts only to end up borrowing more from other lenders/friends/family members to cover the ones they have just borrowed. It’s call people living in a “freedumb” society. Impulsive and dumb people who can’t even live within their means. :2funny:
-
Sometimes, if someone close to you passes away, like a parent or spouse and they owe a debt, the collectors will call you to try to collect. If you agree to just pay a small amount of it, you'd end up owning the whole bill.
-
if they accumulate debt after debt to which they don't know what is what then....idk
-
They only can able to call you if you say you are the person they trying to collect.
Not sure if this legal but if you owe $300, they keep on adding late fees till it is in the thousands and then they go after you for the new amount.
I don't feel bad for the people that beat the system. Them cc collectors are motherfawkers. It's ok. They got millions vs you with only minimum to live on by.
-
I called the Fon company just to tell them that my friend passes away so it would be useless for them to try to collect from him. You know what the fawk face say?
If you his friend you should do the right thing by paying on his behalf. That was when I went ape nuts on the csr. I don't have to y'all any heads up and good luck trying to collect from the dead. Matter of fact, y'all lucky I did not apply for more cards and rack up that bill to fawk them all.
-
I called the Fon company just to tell them that my friend passes away so it would be useless for them to try to collect from him. You know what the fawk face say?
If you his friend you should do the right thing by paying on his behalf. That was when I went ape nuts on the csr. I don't have to y'all any heads up and good luck trying to collect from the dead. Matter of fact, y'all lucky I did not apply for more cards and rack up that bill to fawk them all.
That's actually a common trick they use on people to try to guilt them into paying. Telling you that it's the right thing to do and it'll be good for your deceased friend's reputation.
-
They only can able to call you if you say you are the person they trying to collect.
Not sure if this legal but if you owe $300, they keep on adding late fees till it is in the thousands and then they go after you for the new amount.
I don't feel bad for the people that beat the system. Them cc collectors are motherfawkers. It's ok. They got millions vs you with only minimum to live on by.
If you ask them for a mailing address so you can request proof that you owe them money and how they got to the amount they claim you owed, they usually will stop calling you because most of the time they don't have enough information to prove anything in court.
-
he convinces you to pay a small portion of the debt to "stop proceedings" so you can work out whether you really owe the debt or not, and you paid it, you're automatically liable for the entire debt, even if it's not yours.
Depends...
Sometimes, if someone close to you passes away, like a parent or spouse and they owe a debt, the collectors will call you to try to collect. If you agree to just pay a small amount of it, you'd end up owning the whole bill.
Also depends...
-
Yes, Please go offer to pay a small portion of someone's debt to a collector and then come back here and tell us what it 'depends' on. We'd really appreciate it.
-
It's common knowledge that things like that 'depends' on several variables but I don't expect narrow minded people to see that far out..
-
Are you sure?
A county called about my business partner's debt. I paid half of it (just $1,500.00). Then they called again another time and said I had no obligation but they just wanted to know why I paid for it.
he convinces you to pay a small portion of the debt to "stop proceedings" so you can work out whether you really owe the debt or not, and you paid it, you're automatically liable for the entire debt, even if it's not yours.
-
Are you sure?
I had a client whose wife died and a lot of her debts were still outstanding. They didn't collect from him.
Sometimes, if someone close to you passes away, like a parent or spouse and they owe a debt, the collectors will call you to try to collect. If you agree to just pay a small amount of it, you'd end up owning the whole bill.
-
Are you sure?
A county called about my business partner's debt. I paid half of it (just $1,500.00). Then they called again another time and said I had no obligation but they just wanted to know why I paid for it.
You paid half? So did he pay the other half himself?
-
Are you sure?
I had a client whose wife died and a lot of her debts were still outstanding. They didn't collect from him.
If they don't call, that's a good thing. I think alot of the time they probably won't call but there are those who are slimy enough to try to conn you by making you feel bad about it.
-
He did eventually. His house depended on it.
Now, it's all paid off. He has his house and no more collection calls.
You paid half? So did he pay the other half himself?
-
I guess if I could make you feel better by having you give me some money, I would. There are people who are happy knowing they have helped a friend or a loved one. They are the kind who feel terrible thinking they haven't helped their friends out of hardships.
If they don't call, that's a good thing. I think alot of the time they probably won't call but there are those who are slimy enough to try to conn you by making you feel bad about it.
-
I guess if I could make you feel better by having you give me some money, I would. There are people who are happy knowing they have helped a friend or a loved one. They are the kind who feel terrible thinking they haven't helped their friends out of hardships.
Help the friend when he's alive like how you did with that $1.5k payment. When he's dead, anyone calling to collect from you is just trying to take advantage of you. ;)
-
Are you sure?
A county called about my business partner's debt. I paid half of it (just $1,500.00). Then they called again another time and said I had no obligation but they just wanted to know why I paid for it.
I know right...Sadly some just don't have a broad enough view to see different variables in different scenarios...so they clump everything together...;D
-
But does that make you legally obligated for it all if you just paid part of it.. to make yourself feel better? :2funny: :2funny:
Help the friend when he's alive like how you did with that $1.5k payment. When he's dead, anyone calling to collect from you is just trying to take advantage of you. ;)
-
A county called about my business partner's debt. I paid half of it (just $1,500.00). Then they called again another time and said I had no obligation but they just wanted to know why I paid for it.
They knew that they were dealing with an attorney :2funny:. Isn’t that typical of people/companies/agencies that deal with attorneys? They have no hesitation with taking advantage of you but they often make sure they have a way out if they are being sued. Such statement would allow them to stand before the judge and said “...your honor..., we informed Mr. Reporter that he has no obligation to pay and...., blah blah to avoid being dragged into a legal battle.
-
Could be. The title was on the checking account. lol
They knew that they were dealing with an attorney :2funny:. Isn’t that typical of people/companies/agencies that deal with attorneys? They have no hesitation with taking advantage of you but they often make sure they have a way out if they are being sued. Such statement would allow them to stand before the judge and said “...your honor..., we informed Mr. Reporter that he has no obligation to pay and...., blah blah to avoid being dragged into a legal battle.
-
Another trick is if you get their collection letters, you have to send it back with the word moved on it. If you just tear it up, it is an understood statement that the person did received the notice and the court will fawk you up. If it shows moved, they will put your mailing Addie on hold and you will not get a notification from them. They will try other tactics by finding where else you live which is no where. You will then be a ghost to them and hoping that the 7 years statues of limitation laws to bail you out.
Like I said, plenty of tricks cuz they all cok sucking mother effers.
People are in hard times so they tack on late fees n penalties till it becomes a ridiculous debt that you have no knowledge about.
-
I heard that if your debt was charged off and sold to a collection agency, then you do not owe the debt anymore and should fight the collectors. ??? ???
-
I heard that if your debt was charged off and sold to a collection agency, then you do not owe the debt anymore and should fight the collectors. ??? ???
That is false. It will just rebecomes a zombie debt to the new collector. :2funny: