PebHmong Discussion Forum
General Category => General Discussion => Topic started by: ProudLao on January 19, 2022, 06:39:35 PM
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According to bankrate.com’s survey, More than half of Americans couldn't cover a surprise $1,000 bill and inflation is making it worse.
56%, more than half, probably couldn't afford to pay the average emergency roof-repair bill, or replace a higher-end iPhone.
Let’s hope this is just temporary.
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Unfortunately, that's a fact of life for some so same here, hope folks can get out of it soon too especially ones that have a legit reason. I remembered working 3 different jobs when I was poor so I'm sure some of these folks can too. That way they can move forward as well.
Looking at the big picture $1000 may be able to buy a Hmong bride back in the 80s but it's really not much now...
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The perception of money depends on your bankroll comfort zone. If you make $1000 a week net, you are in good shape to pay your bookie that $1000. Just tell them you have it at the end of the week and spare your fingers for now.
Or barter. Tell them to go into your house and take whatever they want, equals to $1000.
or sell your wife, 1 night stand for $1K. hmongrock, where you at? :2funny:
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The perception of money depends on your bankroll comfort zone. If you make $1000 a week net, you are in good shape to pay your bookie that $1000. Just tell them you have it at the end of the week and spare your fingers for now.
Or barter. Tell them to go into your house and take whatever they want, equals to $1000.
or sell your wife, 1 night stand for $1K. hmongrock, where you at? :2funny:
Bro...
Just work
If you don’t make enough
Apply for foodstamp, housing, healthcare, cash assistance etc..
You should be fine
Make sure you are making poverty income
Don’t become lower middle class/middle
Than you are screw
THIS IS REAL TALK
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According to bankrate.com’s survey, More than half of Americans couldn't cover a surprise $1,000 bill and inflation is making it worse.
56%, more than half, probably couldn't afford to pay the average emergency roof-repair bill, or replace a higher-end iPhone.
Let’s hope this is just temporary.
Yea probably
Something like 90% don’t even have $400 in the savings account
;D ;D
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I think a lot of folks live beyond their means. I live poor and I'm broke as a joke.
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I think a lot of folks live beyond their means. I live poor and I'm broke as a joke.
i'm in the same boat like you too brother
expect
i like to go out and fish, butcher cow and chicken
my freezer is always pack full of food
;D ;D ;D
(https://i.imgur.com/ylJ9Xuo.png)
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Unfortunately, that's a fact of life for some so same here, hope folks can get out of it soon too especially ones that have a legit reason. I remembered working 3 different jobs when I was poor so I'm sure some of these folks can too. That way they can move forward as well.
Looking at the big picture $1000 may be able to buy a Hmong bride back in the 80s but it's really not much now...
Most people can’t work three jobs these day, including me lol
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The perception of money depends on your bankroll comfort zone. If you make $1000 a week net, you are in good shape to pay your bookie that $1000. Just tell them you have it at the end of the week and spare your fingers for now.
Or barter. Tell them to go into your house and take whatever they want, equals to $1000.
or sell your wife, 1 night stand for $1K. hmongrock, where you at? :2funny:
Sounds like a good concept lol
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Most people can’t work three jobs these day, including me lol
same
he is a retarded!!!
out of the loop
out of touch with reality
3 job is like no sleep and eat
too busy to even poop
:2funny: :2funny: :2funny:
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Yea probably
Something like 90% don’t even have $400 in the savings account
;D ;D
90% is too high lol
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90% is too high lol
yeah my dude
it's high
when i was doing bookkeeping/accounting
everyone i talk to was in some kinda of debt
i'm not talking like $200-300 debt
but like $5000-10000+ debt
hahahaha
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I think a lot of folks live beyond their means. I live poor and I'm broke as a joke.
You are absolutely right.
We are living in the age of technology and the society of wanting and needing more.
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Most people can’t work three jobs these day, including me lol
work is define differently. I see it as a revenue stream..
If they have investments in something like index funds where it is a lower risk, that is like making money while they are sleeping.
part time gig like being a freelancer work for some online company. Like people still pay other people to write up a business proposal
your daily 9-5
rental income
passive income
I just mentioned 5 "jobs" there already
the skys the limit. Only the lazy don't like to work :2funny:
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didn't trump and the GOP say
that $1200 stimmy check is suppose to last you guys for 6 months...
damn....
LIVE WITHIN YOUR MEANS DAMMIT
buy those $1 loaf of bread at dollar tree
and some ketchup and mustard
eat that
;D ;D ;D
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didn't trump and the GOP say
that $1200 stimmy check is suppose to last you guys for 6 months...
damn....
LIVE WITHIN YOUR MEANS DAMMIT
buy those $1 loaf of bread at dollar tree
and some ketchup and mustard
eat that
;D ;D ;D
That's not how you do it. You take that $1,200 and you invest it and make the mininum interest rate of 1% so that means you get to eat a free $12 meal per month for the rest of your life. $1,200 untouch
O0
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That's not how you do it. You take that $1,200 and you invest it and make the mininum interest rate of 1% so that means you get to eat a free $12 meal per month for the rest of your life. $1,200 untouch
O0
math is a little bit off there, BUD
you gotta take $12 and divide it by 12 month= $1/month
;D ;D ;D
just buy those $1 loaf of bread at dollar tree and eat those
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math is a little bit off there, BUD
you gotta take $12 and divide it by 12 month= $1/month
;D ;D ;D
just buy those $1 loaf of bread at dollar tree and eat those
interest earn per month like how them credit cards company be charging you interest per month.
If interest is earned per year, aient nobody gonna play your investment game
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work is define differently. I see it as a revenue stream..
If they have investments in something like index funds where it is a lower risk, that is like making money while they are sleeping.
part time gig like being a freelancer work for some online company. Like people still pay other people to write up a business proposal
your daily 9-5
rental income
passive income
I just mentioned 5 "jobs" there already
the skys the limit. Only the lazy don't like to work :2funny:
I’m good with just 1 9 to 5. It has been kind to me lol
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I worked a 2nd job b4. A job that I wanted do since a teenager and that was working at the grocery store. It was more fun than working :2funny:
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interest earn per month like how them credit cards company be charging you interest per month.
If interest is earned per year, aient nobody gonna play your investment game
you need to increase your rate to 12% than
if you want $12/month
;D ;D O0 O0 O0
just go to DOLLAR TREE and buy $1 loaf of bread there
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I’m good with just 1 9 to 5. It has been kind to me lol
Even toumeng, the ph guy is making money off us being on here O0
If only ph behaves like youtube. We could trade our post counts for money. The more you post, the more money you will get. How about putting ads as our signature so as when we post something, we get payed through affiliated marketing?
I might just do that. When life is boring, you go buck wild crazy. All I need is 1000 subscribers and youtube will be sending a nice $20 check per month. I think that is how it works. 1000 sub and 4000 hours is the bare minimum to get payed.
I also have only fan as my last option. I'm gonna sell my body to the gay community. I'm sure some are curious to see what a virgin tight azzhole looks like. :2funny:
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you need to increase your rate to 12% than
if you want $12/month
;D ;D O0 O0 O0
just go to DOLLAR TREE and buy $1 loaf of bread there
1% of $1,200 is $12
let me see your accounting certs again. You sure you didn't print that by yourself too? :2funny:
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1% of $1,200 is $12
let me see your accounting certs again. You sure you didn't print that by yourself too? :2funny:
yes.. it's $12/year
that why you need to divided 12 month
;D ;D ;D
BRO JUST TRUST ME... MAN
i have a cert in accounting
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yes.. it's $12/year
that why you need to divided 12 month
;D ;D ;D
BRO JUST TRUST ME... MAN
i have a cert in accounting
So you telling me that if I give a credit card company my $1200, they loan it out and charges 10% interest to the customer, they keep 9 for themselves and they give me 1%. Credit card company charges per monthly. What are we not being clear here?
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So you telling me that if I give a credit card company my $1200, they loan it out and charges 10% interest to the customer, they keep 9 for themselves and they give me 1%. Credit card company charges per monthly. What are we not being clear here?
yes... bro
credit card charges 10-30% interest depending on your credit scores
;D ;D O0 O0
plus they don't give you 1%
most of them these days give you .1% (notice the decimal....... not 1%)
a tenth of 1%
hahaha
you get pennies
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yes... bro
credit card charges 10-30% interest
;D ;D O0 O0
So the guy who created this example with the fictional 1% off $1,200, well you can't argue against him. O0
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So the guy who created this example with the fictional 1% off $1,200, well you can't argue against him. O0
have you read me "Churning" thread over at the investment section??
sooo these credit card
alot of them offer INITIAL REWARD for signing up
you can get like $200 for just signing up
yes.... free money
once you get the free money/reward... you can cancel and move onto the next one
some credit card require you to make certain purchase and stuff
but some just give you cash for signing up
p=pebhmong
(https://i.imgur.com/CjmKTzE.png)
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once again
you do this and you can eat 1200 breads
buy those $1 loaf of bread at dollar tree
I do this and I eat free for life. O0
That's not how you do it. You take that $1,200 and you invest it and make the minimum interest rate of 1% so that means you get to eat a free $12 meal per month for the rest of your life. $1,200 untouched
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Funeral home per Rock's suggestion y'all O0
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Funeral home per Rock's suggestion y'all O0
yeah..
funeral home and casket
business is booming
your covid love one provide the BODY
we provide the coffin
hahahaha
:2funny: :2funny: :2funny: :2funny:
(https://media.istockphoto.com/photos/coffins-for-sale-picture-id1077860044?k=20&m=1077860044&s=170667a&w=0&h=NL_ECZsMa4LjW8LtaLogBfsTKF-Mjx3JZsZvnnWt5pA=)
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Even toumeng, the ph guy is making money off us being on here O0
If only ph behaves like youtube. We could trade our post counts for money. The more you post, the more money you will get. How about putting ads as our signature so as when we post something, we get payed through affiliated marketing?
I might just do that. When life is boring, you go buck wild crazy. All I need is 1000 subscribers and youtube will be sending a nice $20 check per month. I think that is how it works. 1000 sub and 4000 hours is the bare minimum to get payed.
I also have only fan as my last option. I'm gonna sell my body to the gay community. I'm sure some are curious to see what a virgin tight azzhole looks like. :2funny:
LOL definitely today’s mentality
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Even toumeng, the ph guy is making money off us being on here O0
If only ph behaves like youtube. We could trade our post counts for money. The more you post, the more money you will get. How about putting ads as our signature so as when we post something, we get payed through affiliated marketing?
I might just do that. When life is boring, you go buck wild crazy. All I need is 1000 subscribers and youtube will be sending a nice $20 check per month. I think that is how it works. 1000 sub and 4000 hours is the bare minimum to get payed.
I also have only fan as my last option. I'm gonna sell my body to the gay community. I'm sure some are curious to see what a virgin tight azzhole looks like. :2funny:
his REAL NAME IS: John Lee
a cool chill homies
he makes money from enabling ads on the site
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his REAL NAME IS: John Lee
a cool chill homies
he makes money from enabling ads on the site
tel him to give you mod status so you can start banning folks on here :2funny:
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Most people can’t work three jobs these day, including me lol
Back in the day, I did what I had to to stay afloat so 1 full-time and 2 part-time flexible side jobs at one point. One of the side jobs was with Census and back then in the early 90s, we actually had to go knock on doors.
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same
he is a retarded!!!
out of the loop
out of touch with reality
3 job is like no sleep and eat
too busy to even poop
yeah i just make that stuff up
Just lied, dude
Call me retarded
(https://i.imgur.com/eHeJbHM.png)
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Back in the day, I did what I had to to stay afloat so 1 full-time and 2 part-time flexible side jobs at one point. One of the side jobs was with Census and back then in the early 90s, we actually had to go knock on doors.
Yeah, back in the day I know a few that does that. And I totally understand about making ends meet. I work a lot of OT myself for my years. This generation are too lazy for that lol. These days are different.
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According to bankrate.com’s survey, More than half of Americans couldn't cover a surprise $1,000 bill and inflation is making it worse.
56%, more than half, probably couldn't afford to pay the average emergency roof-repair bill, or replace a higher-end iPhone.
Let’s hope this is just temporary.
Not temporary because it’s life for some. This has been reported before and I’m not surprised.
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party at PROUDLAOS house
he will provide food+ all you can drink budlight!! ;D ;D
LET'S TRASH HIS PLACE
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A financial advisor told me years ago to put money into savings and keep 3K or so for emergencies. That's a good idea.
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party at PROUDLAOS house
he will provide food+ all you can drink budlight!! ;D ;D
LET'S TRASH HIS PLACE
Not a problem, except I will not be providing Bud Light, that’s nasty. However, you will get plenty of Heineken.
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Not a problem, except I will not be providing Bud Light, that’s nasty. However, you will get plenty of Heineken.
I’ll pay for the cow, a pig, and some chickens but only if rocky goes and butchers, cleans these animals straight from the farm. ;D ;D
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I’ll pay for the cow, a pig, and some chickens but only if rocky goes and butchers, cleans these animals straight from the farm. ;D ;D
You ain’t got the dough
;D ;D
can barely feed yo family with all these INFLATIONS
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You ain’t got the dough
;D ;D
can barely feed yo family with all these INFLATIONS
I know and you know, all your butcher animals are fakes. You can’t even butcher a chicken let along a pig or cow. ;D ;D
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I know and you know, all your butcher animals are fakes. You can’t even butcher a chicken let along a pig or cow. ;D ;D
lol
i don't need to fake
(https://i.imgur.com/zQoTd41.png)
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lol
i don't need to fake
(https://i.imgur.com/zQoTd41.png)
Doesn’t proved that you butchered the cow.
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don't be jealous of me
<<<< this boy is really capable
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don't be jealous of me
<<<< this boy is really capable
If you butchered a whole cow, tell me why there is so little meat? Show the cow head at least make it more believable.
That picture looks like someone just gave meat to your parents and I know you come as fake as it comes. “Fake it til you make it huh”? ;D ;D
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If you butchered a whole cow, tell me why there is so little meat? Show the cow head at least make it more believable.
That picture looks like someone just gave meat to your parents and I know you come as fake as it comes. “Fake it til you make it huh”? ;D ;D
you already know i don't eat the head and foot anymore
YEAH... there was a time going up
when i was dirt poor and nothing goes to waste :2funny: :2funny: :2funny:
where i would burn all the hair off and bring it home to eat
these days.. i just toss it in the trash
don't even bring it home with me
p=pebhmong
(https://i.imgur.com/Eq3Pm3G.jpg)
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the cow hide is really good eating too
i do sometimes still take that to mixed it in with my raw laab + budlight
just depend if im feeling lazy or want/don't want to do it
;D ;D ;D O0 O0 O0
(https://i.imgur.com/jvJ3uw9.jpg)
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What is your process to harvest the cow? Tus xaim nyuj, where’s located. Google away.
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If you butchered a whole cow, tell me why there is so little meat? Show the cow head at least make it more believable.
That picture looks like someone just gave meat to your parents and I know you come as fake as it comes. “Fake it til you make it huh”? ;D ;D
NAILED IT!!! O0
Watch as THAT GUY continues to lie some more to cover up his current lie... ;D
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What is your process to harvest the cow? Tus xaim nyuj, where’s located. Google away.
i just go to the local farm around here...
any place is a good place to kill cow kill/goat/pig
bring your own torch/water/etc....
right on the grass is a good place to kill a cow too
p=pebhmong
(https://i.imgur.com/6jyKgZR.jpg)
(https://i.imgur.com/U9hcUcm.png)