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General Category => General Discussion => Topic started by: hmgROCK on July 16, 2021, 02:40:41 PM

Title: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on July 16, 2021, 02:40:41 PM
https://www.reddit.com/r/churning/ (https://www.reddit.com/r/churning/)

You can read a little more detail in this reddit group
Basically you just sign up for the initial reward

Sometimes it’s really small stuff that you gotta do
Like spend $300 to get $100
Keep a account active for a certain period etc...


There ton of them
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on July 16, 2021, 03:02:01 PM
(https://i.imgur.com/8lmOsAk.jpg)
(https://i.imgur.com/FeoHycg.jpg)

I’ve only had one inquiry the last two years.

By your math above, your hard inquiries should be at least 10 $100x 10= 1k, here’s your chance to shine.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on July 16, 2021, 04:30:06 PM
Called it:

Its just credit card rewards...
I got almost $1,000 last year
They pay me to use their credit card

Here is your chance to shine but if you can’t shine, theking is right and it’s just another lie.

I don't even have to try, it's a walk in the park because it's already a given that he LIED (again) about the "1k cc reward"..!

He likes to make himself look worst by making more LIES, it's on him...

 ;D O0 O0


All that babbling in a new thread and still zero signs of "1k cc reward"... ;D ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on July 19, 2021, 09:22:39 AM
(https://i.imgur.com/8lmOsAk.jpg)
(https://i.imgur.com/FeoHycg.jpg)

I’ve only had one inquiry the last two years.

By your math above, your hard inquiries should be at least 10 $100x 10= 1k, here’s your chance to shine.

800+ score here

you get Inquiry for just looking at your credit
your argument is vague

LMAO


here's one for you

$350 back if you spend $3k in 6 months

https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/?eep=26129&linknav=US-Acq-Shop-Consumer-VAC-Prospect-ViewCardDetail-BCP&irgwc=1&veid=z3I2DxXuAxyLUipQFZ1%3Ax2YwUkByPnTAES08SI0&affid=1193684&pid=IR&affname=NerdWallet%2C%20Inc.&sid=14011830016&pmc=796&BUID=CCG&CRTV=controlaffcps&MPR=03 (https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/?eep=26129&linknav=US-Acq-Shop-Consumer-VAC-Prospect-ViewCardDetail-BCP&irgwc=1&veid=z3I2DxXuAxyLUipQFZ1%3Ax2YwUkByPnTAES08SI0&affid=1193684&pid=IR&affname=NerdWallet%2C%20Inc.&sid=14011830016&pmc=796&BUID=CCG&CRTV=controlaffcps&MPR=03)
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on July 19, 2021, 11:12:57 AM
800+ score here

you get Inquiry for just looking at your credit
your argument is vague

LMAO


here's one for you

$350 back if you spend $3k in 6 months

https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/?eep=26129&linknav=US-Acq-Shop-Consumer-VAC-Prospect-ViewCardDetail-BCP&irgwc=1&veid=z3I2DxXuAxyLUipQFZ1%3Ax2YwUkByPnTAES08SI0&affid=1193684&pid=IR&affname=NerdWallet%2C%20Inc.&sid=14011830016&pmc=796&BUID=CCG&CRTV=controlaffcps&MPR=03 (https://www.americanexpress.com/us/credit-cards/card/blue-cash-preferred/?eep=26129&linknav=US-Acq-Shop-Consumer-VAC-Prospect-ViewCardDetail-BCP&irgwc=1&veid=z3I2DxXuAxyLUipQFZ1%3Ax2YwUkByPnTAES08SI0&affid=1193684&pid=IR&affname=NerdWallet%2C%20Inc.&sid=14011830016&pmc=796&BUID=CCG&CRTV=controlaffcps&MPR=03)

800+ score yet you claimed 1k of rewards from opening new credit cards last year, makes perfect sense.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on July 19, 2021, 11:16:43 AM
800+ score yet you claimed 1k of rewards from opening new credit cards last year, makes perfect sense.

Yea dude
It ain’t that hard
Check out that reddit group to learn more

A lot of cards gives you thousands of miles points for just signing up

 O0 O0
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on July 19, 2021, 11:23:53 AM
Yea dude
It ain’t that hard
Check out that reddit group to learn more

A lot of cards gives you thousands of miles points for just signing up

 O0 O0

Guess someone doesn’t understand sarcasm. Seen a few people used it on you here and it just flew by your comprehension. I’m actually nice enough to point it out so you can work on it.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on July 19, 2021, 11:52:36 AM

Guess someone doesn’t understand sarcasm. Seen a few people used it on you here and it just flew by your comprehension. I’m actually nice enough to point it out so you can work on it.

Oh

So now we just sarcasm??
Could’ve just say that in the first place

Lol


Check out that reddit group
Its nice man
They do a better job at explaining


 ;D ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on July 19, 2021, 12:31:15 PM
I understand how it works, I just don’t believe you made 1k last year like you claimed and still have 800+ credit score.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on July 19, 2021, 12:41:03 PM
Even his closest bromance "don't believe" him by calling him out on his lies and laughed hard directly at his face..so that should be enough proof to show how fake he is along with his long standing well-established fraudulent rep:

I don't believe you :2funny:

DOESN'T MATTER WHAT THE "term" IS CALLED, IF YOU CAN'T BACK UP YOUR "1k cc reward" CLAIM, YOU'RE STILL A LIAR... ;D ;D ;D

Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 17, 2021, 11:25:12 AM
I understand how it works, I just don’t believe you made 1k last year like you claimed and still have 800+ credit score.

LMAO

you probably have bad credit or something
these credit card company is begging for my business

they offer me all these FREE CASH just to join
they pay me
not i pay them


 ;D ;D ;D

$200 just for opening an account (i think...haven't read the term yet)

p=pebhmong
(https://i.imgur.com/CjmKTzE.png)
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on August 17, 2021, 12:04:47 PM
If you’re legit, you would know that churning cc rewards will have an impact on your credit score. Thus claiming you have 800+ score will discredit your 1k you claimed to have made last year. Just stop digging a hole under you already.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 17, 2021, 12:12:10 PM
If you’re legit, you would know that churning cc rewards will have an impact on your credit score. Thus claiming you have 800+ score will discredit your 1k you claimed to have made last year. Just stop digging a hole under you already.

My credit card score is in the 800+
I don’t have credit card debt
I’m just collecting those INTRO OFFER Free cash
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 17, 2021, 01:13:40 PM
Not paying your credit card bills
Carrying High credit card debt
Thats what really causes you to have bad credit


<<<<< pea brain
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 17, 2021, 01:14:49 PM
All that babbling and still ZERO proof to back up the "1k cc reward"...claim aka LIE. Therefore, I'll let his closest bromance's words do the talking ...same applies to the lie of "800 credit score":

I don't believe you :2funny:

 ;D ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 17, 2021, 01:16:06 PM
If you’re legit, you would know that churning cc rewards will have an impact on your credit score. Thus claiming you have 800+ score will discredit your 1k you claimed to have made last year. Just stop digging a hole under you already.

You know he can't stop making a fool out of himself... ;D ;D ;D

He's been like that for "YEARRRSSSSS" now..
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 17, 2021, 01:19:36 PM
Sorry I’m not paying $60 or whatever fee
I don’t pay them, they pay me
I have HARD PHYSICAL PROOF

They just offer me cash and free money
People jealous of me


p=pebhmong
(https://i.imgur.com/CjmKTzE.png)
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 17, 2021, 01:21:30 PM
NOPE, still ZERO proof to back up the "1k cc reward" claim ...aka LIE... ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on August 17, 2021, 01:39:23 PM
Not paying your credit card bills
Carrying High credit card debt
Thats what really causes you to have bad credit


<<<<< pea brain

You missed one, hard inquiries like applying for a new credit cards just to get the rewards to 1k.

Fart brain right there.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 17, 2021, 02:02:01 PM
You missed one, hard inquiries like applying for a new credit cards just to get the rewards to 1k.

Fart brain right there.

Lol

Like those stupid commercials
Where the dude rise his credit score by downloading an apps
Or paying netflix (saw this commercial the other day)

Hahaha stupid as FAWK


You don’t know what you are talking about
GO READ THAT REDDIT SUB GROUP
they do a better at explaining
More in deep detail
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on August 17, 2021, 02:05:12 PM
Lol

Like those stupid commercials
Where the dude rise his credit score by downloading an apps
Or paying netflix (saw this commercial the other day)

Hahaha stupid as FAWK


You don’t know what you are talking about
GO READ THAT REDDIT SUB GROUP
they do a better at explaining
More in deep detail

They’ll say the same thing: the more inquiries, the lower your credit score especially within one year.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 17, 2021, 02:08:27 PM
They’ll say the same thing: the more inquiries, the lower your credit score especially within one year.

Lol

800+ scores here
You talking about those broke white meeka who don’t pay their bills

 ;D

Go read the REDDIT SUB GROUP
They do a better job at explaining than me
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 17, 2021, 02:14:11 PM
"800+ scores"...yep, as real as the "1k cc reward" that he still has ZERO proof to back it up. Therefore, ...

I don't believe you :2funny:

 ;D ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 17, 2021, 02:17:20 PM
CHASE sucks ball
 ;D ;D

Doible check your rates
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 17, 2021, 02:21:14 PM
dang...somebody is salty

 ;D ;D ;D

somebody's is jello.
all I hear is, "I'm jealous."
Yup, that’s all that is. Jealous.

 ;D ;D ;D ;D

sh1t talker? this, I'll have to give you the winning prize. you're the biggest sh1t talker in here. of course you don't know,

 ;D ;D ;D ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on August 18, 2021, 10:22:18 AM
Lol

800+ scores here
You talking about those broke white meeka who don’t pay their bills

 ;D

Go read the REDDIT SUB GROUP
They do a better job at explaining than me

(https://i.imgur.com/p32pDqt.jpg)
I’m in the 800+ scores and not talking about anyone else but the ph phony.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 18, 2021, 10:56:12 AM
Don’t you just ran into a inquiry for just looking at your score ??
Oh wait

IT DON’T EVEN MATTER

 :D ;D :D

its sooo small it don’t even matter

Here you are sweating and losing sleep over 1-2 pts
Or $5 coffee
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: lexicon on August 18, 2021, 12:01:08 PM
My credit card score is in the 800+
I don’t have credit card debt
I’m just collecting those INTRO OFFER Free cash

Sorry my guy, but where are you getting your info from? There's good debt and bad debt. Every inquiry dings your credit score, however minor. And opening and closing accounts is worse. I'd be hesitant to take any advice from total strangers on the internet, here included. But as far as cc offers, I get over a dozen a week. I HAVE a shredder just because of the overwhelming offers/junk mailed to me.
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 18, 2021, 12:30:08 PM
Sorry my guy, but where are you getting your info from? There's good debt and bad debt. Every inquiry dings your credit score, however minor. And opening and closing accounts is worse. I'd be hesitant to take any advice from total strangers on the internet, here included. But as far as cc offers, I get over a dozen a week. I HAVE a shredder just because of the overwhelming offers/junk mailed to me.

1. I tell him injuries are so small, barely noticeable

2. Disagree with you on credit card debt. It just straight bad debt 25% interest  (varies)

3. Disagree with you on the CC offer... going pay your phone, food,gas anyway
Might as well get some $$$
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 18, 2021, 12:35:00 PM
(https://i.imgur.com/p32pDqt.jpg)
I’m in the 800+ scores and not talking about anyone else but the ph phony.

Nice!  O0

Now this is how "legit" folks do it unlike the "ALL HAT, NO CATTLE" liars...
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 18, 2021, 12:36:29 PM
the CC offer...

Speaking of "CC offer", still ZERO proof to back up the "1k cc reward" claim aka LIE..

"ALL HAT, NO CATTLE".. :idiot2: ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 18, 2021, 12:36:59 PM
(https://i.imgur.com/p32pDqt.jpg)
I’m in the 800+ scores and not talking about anyone else but the ph phony.

Damn dude

Do you know how to take a screenshot?
On your computer??
Look like you using your phone



On keyboards
On the right side near those arrow key
Above it is the INS HOME PAGE UP
Look for “print screen” key. It might be like “prt sc”
Hit that key
Go into any photo editing and “paste it”



<<<< pea brain
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 18, 2021, 12:41:39 PM
Look at the LIAR trying to avoid the "1k cc reward" claim aka LIE challenge.. ;D ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 18, 2021, 12:54:10 PM
Damn dude

Do you know how to take a screenshot?
On your computer??
Look like you using your phone



On keyboards
On the right side near those arrow key
Above it is the INS HOME PAGE UP
Look for “print screen” key. It might be like “prt sc”
Hit that key
Go into any photo editing and “paste it”



<<<< pea brain


Try the print screen key next time
We just all trying to help each other out
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 18, 2021, 01:05:34 PM
Still zero proof for the "1k cc reward" claim aka lie.. ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on August 18, 2021, 01:25:29 PM
Sorry my guy, but where are you getting your info from? There's good debt and bad debt. Every inquiry dings your credit score, however minor. And opening and closing accounts is worse. I'd be hesitant to take any advice from total strangers on the internet, here included. But as far as cc offers, I get over a dozen a week. I HAVE a shredder just because of the overwhelming offers/junk mailed to me.

You’re not even hearing what Lexicon said, do another run at what he said. If you need me to hold your hands, I can.  ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 18, 2021, 01:29:01 PM
You’re not even hearing what Lexicon said, do another run at what he said. If you need me to hold your hands, I can.  ;D ;D

You should reread what he says
Your English is not REALLY GOOD

Also read my SCREENSHOT GUIDE
I DUMBPROOF it so even a 1st grader can folo
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on August 18, 2021, 01:49:58 PM
You should reread what he says
Your English is not REALLY GOOD

Also read my SCREENSHOT GUIDE
I DUMBPROOF it so even a 1st grader can folo

maybe I NEED TO GO BACK TO ESL

I’ll let your own quotes do the walking  ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 18, 2021, 01:55:24 PM
They call it ELL now
When you went through it
It was probably known as ESL

you should retake the class

Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 18, 2021, 01:57:35 PM
Still zero proof for the "1k cc reward" claim aka lie.. ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 18, 2021, 02:01:00 PM
I present hard free $200 cash offer mail PHYSICAL PROOF
These credit card companies just wanna give me FREE MONEY

AND DAMMIT

I LOVE FREE MONEY


I TALK THE TALK
I WALM THE WALK
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: theking on August 18, 2021, 02:05:06 PM

I LOVE FREE MONEY

because nothing is free in life

***Scratch head***
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on August 18, 2021, 02:13:45 PM
They call it ELL now
When you went through it
It was probably known as ESL

you should retake the class

You should know since you’re still in it  ;D ;D
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: hmgROCK on August 18, 2021, 02:35:01 PM
You should know since you’re still in it  ;D ;D

I drive this OG to the class
You want me to pick you up also??
You can use some ELL
Title: Re: The term is call: churning..... its how i made $1000 from credit card sign up
Post by: Cali Guy on August 18, 2021, 02:51:59 PM
I drive this OG to the class
You want me to pick you up also??
You can use some ELL

At least og had more common sense and wanted to improve. You on the other hand will stay ignorant and continue to practice broken English if you don’t join this og in class.