If a household is struggling, they need to put their adult kids into the mix and tell them their struggles and break up the terms so that it can be more reasonable. You can't be abusing your kids like that. They are not there to solve your problems.
If anything, a young adult barely got their wings and it is the parents effort to make sure they are invested well for their future.
As for my future kids, as long as I see their portfolio that they are investing or saving for their own future, I"m not charging them nothing. Their goal and ambition is their credit with me. They can leave whenever they are ready and if the world is too much for them, they can always welcome to come back home and hopefully by then, I'll be way into my retirement and hoping that they will take care of me while I'm well into my last stages of my life.
