Trouble......... I really like your style of clothing even though they are kind of pricey but the quality look good. I think store like Ann Taylor, Gap, Limited and Express is out of my price range only because I don't work but if I still have cc then purchasing a little here and there from time to time wouldn't be problem because its good to have a few piece of their wardrobe that can be mixed and wear more often. I like the pencil skirt but check it on their website and even on sale is still almost close to $50 but I have to check it at the store vs. ordering it online for a black one.
Are you saying your scarf from Jo-Ann fabric are usually just sewn? Do you just measure the size with another scarf? I don't think the price is bad if a yard of fabric is all it take to get a scarf. It does give you more variety of print to your own taste.
summerberry, here's a couple of outfits that's very affordable. i like to mix and match different brands also.
first pic-casual: cami (jcp), sweater (target), mossimo capri (target), scarf (jo-ann fabrics)
second pic-semi: shirt (jcp), vest (limited), mossimo capri (target)
all this is under $80 (excluding shoes/jewelry). the target capris fit like the talbot ones but the fabric is different. you can find some really nice things but you will have to take the time to look for it. there are some good deals online but i know what you mean when you say you want to see them in person. i'm cautious about sizing online too.
you can also get discounts if you sign up on their e-mail list.
in regards to the scarves, i'm a bit picky on the type of fabric and design. i couldn't find anything that i really liked so i decided to create my own.....saving money on this was a plus.
you just have to figure how long you want the scarf and what type of fabric/design you want. mine was about a yard and a half.