First time I heard was at the community college level for me. Being young n inspired surely would make any college student a good prospect. I think it was wmo life insurance or something like that. A kaydoo friend was in it but he does not push his job on to his friends. He was driving a Cadillac at the time. This was 1997. Had I joined, I wonder how much pipeline I would be sitting on. Maybe diamond level or something like that.