If their situation is legit, no money is enough to save a life.
Money you can replace. Health and happiness, you can not.
My boy still owes me money. I consider it as a free gift cuz I will not lose sleep if he doesn't pay me back. I don't haggle for it either. By giving, I have already proven myself to my self worth. It is up to dude to show me his true face or self worth. At least he made the notion to remind me that he still owes me money. Whether he pays or not, that I do not know. One thing for certain, I know he will not ask for a second loan. I'm glad too cuz I hate lending money because I know how that story gonna go down.
Lending money to save a man I will. Lending money so you can gamble or blow it on drugs, eff you and I will tell it your face too.