A perfect home for a hmong family here.... come take a look.

[hmgROCK]

duma,


lol bro

you are starting to sound like those late night TV commercial

"buy my book, i will show you how to flip houses"
"it so easy, just buy my book, i will teach you step by step real estate"
"anyone can do it"
"come to one of my meeting dinner for $199 and i will show you the secret"
"what are you waiting for, be a millionaire today"

haha,
look man, if someone know the secret
they ain't going share it with you

the truth is
these stuff don't work for a lot of folks

[DuMa]

Bro

Those chicken, your tenant raised ain’t yours
You will only get the monthly rent
Thats it

Plus

You shouldn’t be downing 20%
Unless you plan on living there and dying in that house

Be Prepare to walk away when the housing market crash
That’s what alot of folks did in 2008
They just walk away
Chain reaction



All these
Imma buy property and rent them out AIRBNB
house pay for itself

Good luck trying to convince the bank to give you million

You mean you pay under 20% n pay for pmi insurance?   That's jack the prices of your house up. 

[DuMa]

some of those pictures looks like it's in the middle of nowhere(dry and dusty).......is it still even on planet earth?

The second house is dry n dusty but cheap area to live for Hmong Fresno folks who still missing mommy n can run back home at will.

The top house is a suburban n city life is nearby.  I live in a nearby city so i should know. 

[hmgROCK]

You mean you pay under 20% n pay for pmi insurance?   That's jack the prices of your house up.

us asian only been here 40 years
still poor

going have to see if you can get a Federal Housing Administration Loans
first time homebuyer

and see if you can avoid the PMI

 

the meeka people
they been here for a few generation
so their wealth is alot
and easy to get loans


try it for yourself
go apply some loan at the bank and tell them you want to start an AIRBNB renting place
they will laught at you
 


even MR DONALD TRUMP himself couldn't get a loan
and have to ask his dad for a loan of ONE MILLION DOLLARS

[YAX]

They selling this close to 3 acres of land for nearly $850K in the city of oakdale California .   What can you get for that price in the bay area?  Maybe a 1500 square foot older house. 




Link here. 

https://www.zillow.com/homedetails/9811-Red-Fox-Dr-Oakdale-CA-95361/15986738_zpid/

Yall can practically make that money off farming or raising chicken.  Endless possibility.

Under a mil?  In the Bay?  Good luck finding that 1500 sqft house.  Well, theKing can probably help find you one that's half way into the central valley and claim it's still the Bay area since he's within 100 miles.

[DuMa]

us asian only been here 40 years
still poor

going have to see if you can get a Federal Housing Administration Loans
first time homebuyer

and see if you can avoid the PMI

 

the meeka people
they been here for a few generation
so their wealth is alot
and easy to get loans


try it for yourself
go apply some loan at the bank and tell them you want to start an AIRBNB renting place
they will laught at you
 


even MR DONALD TRUMP himself couldn't get a loan
and have to ask his dad for a loan of ONE MILLION DOLLARS

You lived in America long enough to know that you can take out a conventional loan and rent your whole place out.  Your interest rate may go up but you have to declare that you are turning it into a rental property.  I've done it b4. 

[DuMa]

Under a mil?  In the Bay?  Good luck finding that 1500 sqft house.  Well, theKing can probably help find you one that's half way into the central valley and claim it's still the Bay area since he's within 100 miles.

Under a mil n in the bay are possible.  Not many but there are still some.  Now with competitive bidding, it may rises to a million when closed. 

[DuMa]

Under a mil?  In the Bay?  Good luck finding that 1500 sqft house.  Well, theKing can probably help find you one that's half way into the central valley and claim it's still the Bay area since he's within 100 miles.

I'm trying to put my boy into a 8000 or 9000 square feet Sj home, older home but right across the street is the mall for under 800 asking price.   Go to Zillow to see it.  Yellow looking house. 

Also told him to buy them cheap mobile home on wheels like two of them n rent it out for $1500 each to a newly American family since his backyard is huge.  That's $3000 a month cushion right there.  Mortgage is probably $3600 so only $600 is his mortgage while others are paying for his house. 

[DuMa]

us asian only been here 40 years
still poor

going have to see if you can get a Federal Housing Administration Loans
first time homebuyer

and see if you can avoid the PMI

 

the meeka people
they been here for a few generation
so their wealth is alot
and easy to get loans


try it for yourself
go apply some loan at the bank and tell them you want to start an AIRBNB renting place
they will laught at you
 


even MR DONALD TRUMP himself couldn't get a loan
and have to ask his dad for a loan of ONE MILLION DOLLARS

Go find me an FHA loan without paying PMI n I'll buy them all from you.   

[theking]

us asian only been here 40 years
still poor

So ignorant. Just because you're "poor" or "lie", doesn't mean that others are too.

But then again, couldn't you just buy the winning lotto and not be "poor" anymore since you're the "hmong Nostradamus and is always right"?? 

[DuMa]

I'm trying to put my boy into a 8000 or 9000 square feet Sj home, older home but right across the street is the mall for under 800 asking price.   Go to Zillow to see it.  Yellow looking house. 

Also told him to buy them cheap mobile home on wheels like two of them n rent it out for $1500 each to a newly American family since his backyard is huge.  That's $3000 a month cushion right there.  Mortgage is probably $3600 so only $600 is his mortgage while others are paying for his house.

9000 sq feet for $749k 



https://www.zillow.com/homes/for_sale/San-Jose-CA/house,townhouse_type/19801988_zpid/33839_rid/4-_beds/37.544849,-121.506043,37.071888,-122.244187_rect/10_zm/2_p/?

[DuMa]

us asian only been here 40 years
still poor

going have to see if you can get a Federal Housing Administration Loans
first time homebuyer

and see if you can avoid the PMI

 

the meeka people
they been here for a few generation
so their wealth is alot
and easy to get loans


try it for yourself
go apply some loan at the bank and tell them you want to start an AIRBNB renting place
they will laught at you
 


even MR DONALD TRUMP himself couldn't get a loan
and have to ask his dad for a loan of ONE MILLION DOLLARS

FHA requirements include mortgage insurance for FHA loans in 2019 to protect lenders against losses that result from defaults on home mortgages. Mortgage insurance premiums are required when down payments are less than 20% of the appraised value.

https://www.fha.com/fha_requirements_mortgage_insurance

[DuMa]

duma,


lol bro

you are starting to sound like those late night TV commercial

"buy my book, i will show you how to flip houses"
"it so easy, just buy my book, i will teach you step by step real estate"
"anyone can do it"
"come to one of my meeting dinner for $199 and i will show you the secret"
"what are you waiting for, be a millionaire today"

haha,
look man, if someone know the secret
they ain't going share it with you

the truth is
these stuff don't work for a lot of folks

Well your financial advises don't work either.   Cuz obviously, you still poor right?   

[hmgROCK]

FHA requirements include mortgage insurance for FHA loans in 2019 to protect lenders against losses that result from defaults on home mortgages. Mortgage insurance premiums are required when down payments are less than 20% of the appraised value.

https://www.fha.com/fha_requirements_mortgage_insurance

its a bit different from PMI, but kinda the same
plus they are more relax, if you trying to buy a foreclosure home already own by uncle sam aka fannie mae/freddyic mac
again,all these varies

it's all YMMV
but ive seen people with FHA loan that put close to zero down

some credit union are more generous and require no PMI
but it all varies

you can do a piggyback loan if you want

too many restriction and rules
im just typing this from memories

[hmgROCK]

Well your financial advises don't work either.   Cuz obviously, you still poor right?   

i'm living the dream
i don't know what you are talking about
my house that i bought for $50k
is better looking than some of those $400k+ house you guys have in the bay area

straw spell
p=pebhmong




shoot my basement is better looking