You forgot what the focal is.
The point of the thread is your house may appreciate in value that far exceeds your monthly income. That's the focal.
it doesn't work like that
you not going get a straight line to the moon
$12k month after month after month
(graph chart is just an example)this is what you are thinking off
just a straight line to the moon
this is a more realistic movement
it goes up and down, into a upward bullish trend when stuff is good
and bearish when it is bad
your $150k annually home value every year is wishful thinking