HR,
I'm not pumping. Just sharing with my brothers the cure for cancer. You don't even have a scientific degree so I highly doubt you can understand anything in the presentation. Thus, my advice is to invest in what you know. You know mutual fund and dollar-cost averaging so keep to it. That's the right strategy for 90% of the people. Investing in biotech requires one to understand financial analysis and scientific analysis. You don't have the latter so don't buy it until Cramer says so.