dude... pretend_vanilla... you need to fund your ROTH IRA $6000... first

[hmgROCK]

all the gains and taxes are free in a ROTH IRA account
just get yourself a lazy standard target date index
year 2050 for me... i got 28 more years of working to go   

i don't know your financial status
but yeah... try to max your $6000 for year 2022 and year 2021
still time to max 2021


PIC OR IT DIDN'T HAPPEN

[hmgROCK]

If you are married
You can fund your spouse roth ira too $6000
Don’t matter if they work or not

So

$6000+$6000= $12,000

This is already hard for alot of people

[Pretend_Vanilla]

I will. Maybe after I file my taxes to move money around. Can I withdraw from my IRA anytime or is there a penalty?

[hmgROCK]

get yourself a target date index
make sure it has INDEX... and look at the expense fee..
keep it under 0.1%
pick a date that you want to retired

OR

you can also just go straight s&p 500 and hold it for life too

[hmgROCK]

I will. Maybe after I file my taxes to move money around. Can I withdraw from my IRA anytime or is there a penalty?

yes...

there's a penalty if you withdrawn earlier before like 59 years old
like 10% tax..

kinda like if you withdrawn your 401k.. earlier.. uncle sam is going tax you


these are retirement account... don't trade
just buy and hold



$6,000 is already hard for alot of average hmong folks...
don't worry you have the whole year to fund your ROTH IRA

more info on

https://www.youtube.com/watch?v=-PQc42Rfw0A

[hmgROCK]

found your year 2021 first cause cut off date is tax day april 15
than fund your 2022... you got till next year.. april 15


$12,000 total

this is already hard for alot of average hmong people

hahahah

[Cali Guy]

Take this fool’s advice with a grain of salt, he’s a genuine fraud.

[hmgROCK]

Take this fool’s advice with a grain of salt, he’s a genuine fraud.

lmao

why you gotta be a piss off prick
this whole section is "share tip and ideas"
sooo much negatives ..


 

im trying to help yo

[Cali Guy]

lmao

why you gotta be a piss off prick
this whole section is "share tip and ideas"
sooo much negatives ..


 

im trying to help yo

You put an s on idea but not on tip? When you going to learn?

[hmgROCK]

You put an s on idea but not on tip? When you going to learn?

i was typing kinda of fast there bud

[Cali Guy]

i was typing kinda of fast there bud

Doubt it, across ph.

[hmgROCK]

Doubt it, across ph.

why you mad at me bro
did i touch a nerve or something

[theking]

why you gotta be a piss off prick

Lets be nice to each other

 The promise aka lie above didn't even last a week...

[theking]

why you mad at me bro
did i touch a nerve or something

NOPE he's just calling out your "negative" fraudulent behaviors, lies and hypocrisies like all other neutral PH members that have also called you out..

Don't want it to get pointed out, don't put it out there in the first place...very simple common sense concept...

[hmgROCK]

lol

i know you are mad at me THEKING

hahahaha

 

alll these spamming tickle my balls