If you're looking for an all out heated debate, just say so. You don't even fight well.
i’m just trying to understand your situation
you say in the past, you live in a big nice house
with nice big rich neighborhood
in a conservative state with conservative view and laws
with hmong christian value
than you bought house pre covid
and now you want a vacation airbnb house also
<<<< my confuse ass face
it doesn’t make any sense
because mortgage requires you to live in the house occupied
unless you are renting and operating a landlord business
which you would need to state that
its mortgage fraud, lying to get loan on house you ain’t occupying