PebHmong Discussion Forum
General Category => General Discussion => Topic started by: hmgROCK on December 07, 2022, 10:00:55 AM
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their rate is 0.01%
not even 1%
but the stuff that makes up 1%
;D ;D ;D
lack of financial education
there tons of bank offering 3%+ as i type this
I PERSONALLY USE MARCUS by goldmansach
https://www.chase.com/personal/savings/savings-account/interest-rates (https://www.chase.com/personal/savings/savings-account/interest-rates)
Chase Savings℠ Interest Rates
Interest is compounded and credited monthly, based on the daily collected balance. Interest rates are variable and determined daily at Chase's discretion. Rates are effective for 12/07/2022 only, and are subject to change without notice. Web site rates are generally updated each business day in the morning and rates may vary by market. Balance tiers are applicable as of the effective date of these rates and may change at Chase's discretion. Rates may vary by market. Account fees may reduce your earnings.
Chase Savings Interest Rates Table
Balance
Rate
Annual Percentage Yield
All Balances
0.01% 0.01%
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Could you? ;D
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Could you? ;D
yea i get that junk mail all the time
i wouldn't want to either
did you see my 4% CD???
i put down $5,000 and already make $8 risk free interest
this is just half a month.. more than you will ever get in a year on your 0.01% chase
GO CHECK YOUR BANK
DOUBLE CHECK SO YOU KNOW IM NOT LYING
(https://i.imgur.com/9FbA5Pc.jpg)
(https://i.imgur.com/7AQoXDm.png)
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Let me tell you one thing about interest earnings for banks.
You see only the rich will make money while the common plebians like us gets the offer of .01%
So back in the days that I worked for corporate prime bank, some cash sweep savings is what they earn daily when they cash out their investments portfolio at the end of the trading day. Some people earn the 1% while others earn the 5% rate. The 5% rate was exclusive only to a few certain inside portfolios. It's goofy, cuz even with all the trading that's done, at the end of the day, the cash sweep is the prime money maker for those portfolios. Not all accounts are like that, cuz the good portfolio managers do actually earn money on their investments, while the shoddy ones don't. And there's a whole lot more shoddy ones than good earnings ones.
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Isn't that the same for all banks?
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Let me tell you one thing about interest earnings for banks.
You see only the rich will make money while the common plebians like us gets the offer of .01%
So back in the days that I worked for corporate prime bank, some cash sweep savings is what they earn daily when they cash out their investments portfolio at the end of the trading day. Some people earn the 1% while others earn the 5% rate. The 5% rate was exclusive only to a few certain inside portfolios. It's goofy, cuz even with all the trading that's done, at the end of the day, the cash sweep is the prime money maker for those portfolios. Not all accounts are like that, cuz the good portfolio managers do actually earn money on their investments, while the shoddy ones don't. And there's a whole lot more shoddy ones than good earnings ones.
just lack of $$$ education
and people just don't want to change their bank
like i say
BANK LOYALTY DON'T PAY THE BILLS
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Isn't that the same for all banks?
for a lot of banks but not all
most bank is really low and not up to the FED INTEREST RATE
;D ;D ;D ;D
i use MARCUS for many years now
have really good rate and keep up with the market
it's just a saving account.. so you just keep your unused cash here and gain that sweet 3% as i type this
https://www.marcus.com/us/en (https://www.marcus.com/us/en)
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The going rate for a loan shark is $75 per week for every $1000 loan.
Just hang around them asian casinos for customers. $75 a week is like them buying you a cart of grocery for every week. We need this during our recession. Loan to a sick woman gambler and watch how she can't pay it per week. Free blow job every week. Just like that. :2funny:
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The going rate for a loan shark is $75 per week for every $1000 loan.
Just hang around them asian casinos for customers. $75 a week is like them buying you a cart of grocery for every week. We need this during our recession. Loan to a sick woman gambler and watch how she can't pay it per week. Free blow job every week. Just like that. :2funny:
lol
i stay away from them like the moses' plague
just work on your credit score
and get loans from the bank
;D ;D
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did you see my 4% CD???
i put down $5,000 and already make $8 risk free interest
DOUBLE CHECK SO YOU KNOW IM NOT LYING
Yes, THAT GUY is "LYING" because it's not even his "CD"...like that time he used a fake bank account and claimed it's his stock market account and got caught by Duma and ohers.. :idiot2: ;D
THEREFORE, the neutral PH members are spot on:
That’s not even his meat, he just snapped a picture of it. Think about it, what couple who claimed they lives by themselves with no children has a freezer of meat? When he doesn’t make sense, just expect nothing but lies from him.
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And if one struggles that badly and wants the highest interest rates, why stop at "4%"... ???:
Psst: You can earn 5% on your checking or savings account right now — and multiple banks are offering it
5 checking and savings accounts with highest available interest rates.
https://www.marketwatch.com/picks/psst-you-can-earn-5-on-your-checking-or-savings-account-right-now-and-multiple-banks-are-offering-it-01670005580 (https://www.marketwatch.com/picks/psst-you-can-earn-5-on-your-checking-or-savings-account-right-now-and-multiple-banks-are-offering-it-01670005580)
As competition escalates for new savings customers, many financial institutions are promising high yields simply for becoming a customer and following various transaction requirements. And if done correctly, the annual percentage yield can reach as much as 5% — and add hundreds to your bottom line just for letting your money sit there.
That said, getting in on the action sometimes comes with a fair share of hurdles. The highest-yield accounts “work great for some consumers but are not a one-size-fits-all,” says Bankrate Chief Financial Analyst Greg McBride. Plenty of high-yield savings accounts, in fact, pay 3% or so right now with fewer hurdles. (Compare some of the best savings accounts here.)
But then again, THAT GUY doesn't even know his numbers, he calls "3.00%", "4%"... :idiot2::
(https://i.imgur.com/qPGe06q.png)
And if money is "meaningless", why go through all the trouble for higher interest rates per the EPIC FAIL claim below :idiot2: ???:
but me... personally?
money is meaningless to me..
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what is wrong with this crazy mental guy??
;D ;D
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"what is wrong with this" LYING "crazy mental guy??"
;D ;D
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you have mental issue
need to get it check out
;D ;D
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The neutral PH members are spot on per the "legit" quote below.. ;D O0:
Spoken like a genuine mental case.
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LOYALTY DONT PAY THE BILLS
;D
I just tell them to go screw themselves
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Being a FRAUDULENT "compulsive liar"..."DON'T PAY"..just look at how many times THAT GUY ran to the "Admins" and cried his heart out about how "ph is ganging up on" him...even though it was his LIES that started it.. ;D ;D ;D
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change your bank
bank loyalty don't pay the bills
get that sweet 3%+ interest
O0 O0 O0
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Don't care if the rate is 0%, don't need it as I'm perfectly content with my finance right now...
And if you actually have a "legit" bank account, not the fake one you've been posting about, why stop at "3%" if the struggle is that bad, why not go for "5%":
Psst: You can earn 5% on your checking or savings account right now — and multiple banks are offering it
5 checking and savings accounts with highest available interest rates.
https://www.marketwatch.com/picks/psst-you-can-earn-5-on-your-checking-or-savings-account-right-now-and-multiple-banks-are-offering-it-01670005580 (https://www.marketwatch.com/picks/psst-you-can-earn-5-on-your-checking-or-savings-account-right-now-and-multiple-banks-are-offering-it-01670005580)
As competition escalates for new savings customers, many financial institutions are promising high yields simply for becoming a customer and following various transaction requirements. And if done correctly, the annual percentage yield can reach as much as 5% — and add hundreds to your bottom line just for letting your money sit there.
That said, getting in on the action sometimes comes with a fair share of hurdles. The highest-yield accounts “work great for some consumers but are not a one-size-fits-all,” says Bankrate Chief Financial Analyst Greg McBride. Plenty of high-yield savings accounts, in fact, pay 3% or so right now with fewer hurdles. (Compare some of the best savings accounts here.)
And also, the claim below looks pretty stupid now ;D ;D ;D:
but me... personally?
money is meaningless to me..
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BTW, I don't care about how high or how low the rates are but my Chase checking account actually gives out more interests than a Marcus checking account per the factual information below:
(https://i.imgur.com/QSGj2Rg.png)
VS.
(https://i.imgur.com/uGCJnGz.png)
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BTW, I don't care about how high or how low the rates are but my Chase checking account actually gives out more interests than a Marcus checking account per the factual information below:
(https://i.imgur.com/QSGj2Rg.png)
VS.
(https://i.imgur.com/uGCJnGz.png)
lol
don't earn interest
where are you getting these dumb ass stuff from
i already post the interest gain
i don't think marcus even have a CHECKING ACCOUNT
i say marcus is a SAVING ACCOUNT and CD and they starting to do investment
:2funny: :2funny: :2funny:
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Want to do "apple vs. apple" comparison, I have a checking account so all that bragging about interest rates from a different type of account makes zero sense.. :idiot2:
(https://i.imgur.com/8pElC6f.png)
(https://i.imgur.com/qtPzyif.png)
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Gotta compare
APPLE TO APPLE
SAVING TO SAVING
CHECKING TO CHECKING
don’t be bias
Unfair
Cherry picking
Cmon big bossman
I thought you have a college degree??
;D ;D
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OK, want ..
"APPLE TO APPLE"
I only care about my checking account so show me...
"CHECKING TO CHECKING"...comparison. .. ???
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Marcus doesn’t have CHECKING
Go reread what i say SAVING
;D ;D
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I don't really care as I don't have a savings account and don't want one because a checking account is superior to it...therefore all that bragging means nothing and is invalid since it's not an "APPLE VS APPLE" comparison... :idiot2: ;D ;D
And also why worry so much about interest rates when you said:
but me... personally?
money is meaningless to me..
???
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LOYALTY DONT PAY THE BILLS
;D
I just tell them to go screw themselves
Lets see you move to those banks that are offering 5% but then you don't even have a real bank account so calling "ALL HAT, NO CATTLE" ahead NOW!!! ;D ;D ;D
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Thats not even how you do comparison at all boss
SAVING ACCOUNT
Marcus goldman sach: 3%
Jp morgan chase: 0.01%
This is how you do comparison big boss
I thought you were smart and have a college degree ???
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Since my account is a checking account, your claims and "APPLE VS APPLE" comparison is a joke, therefore invalid as usual..
It's no wonder even you labeled yourself a "pea brain".. ;D ;D ;D:
(https://i.imgur.com/XNIMHAT.png)
YOUR WORDS, NOT MINE
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this is how you do comparison, boss
apple to apple
saving to saving
checking to checking
Thats not even how you do comparison at all boss
SAVING ACCOUNT
Marcus goldman sach: 3%
Jp morgan chase: 0.01%
This is how you do comparison big boss
I thought you were smart and have a college degree ???
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Now show checking vs checking ("APPLE VS APPLE") accounts since I have a checking account and you've been using it to validate your invalid point..when compared to your fake bank, "marcus"...
Watch as THAT GUY tuck and run... ;D
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OG hmong boomer
Lol
Don’t even know you supposed to get interest
When you lend your money out
(FYI your store money in the bank get lend out)
;D ;D
JP MORGAN CHASE SCREWING YOUR BUTTHOLE
AND YOU LOVE IT
O0 O0
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See TOLD YA, nothing!
THAT "BUTTHOLE" has been harping about my checking account for a long time even though he doesn't even have a bank account mainly because he's "hella jealous" (per the neutral PH members) but when he's challenged to do an "APPLE VS APPLE" comparison, he lays an egg... :idiot2: ;D
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You don’t need interest money
But eat dead rotten carp???
<<<< my face… makes zero sense
Use that interest money to buy fresh fish
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See TOLD YA, nothing!
THAT "BUTTHOLE" has been harping about my checking account for a long time even though he doesn't even have a bank account mainly because he's "hella jealous" (per the neutral PH members) but when he's challenged to do an "APPLE VS APPLE" comparison, he lays an egg... :idiot2: ;D
THEREFORE:
yeah i just make that stuff up
Just lied, dude
BECAUSE:
...all I hear is, "I'm jealous."
dang...somebody is salty
damn bro u hella jealous. that's embarassing man yo..