PebHmong Discussion Forum

General Category => General Discussion => Topic started by: hmgROCK on August 17, 2021, 11:38:34 AM

Title: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 11:38:34 AM
i bank with MARCUS.com
its just rebrand goldman sach

these days... you are getting near 0.01% 
maybe 0.1%  if your bank is generous
but most of the time, i just see 0.01%

pay attention to the decimal... cuz it matter
!!!

with Marcus im getting 0.5%
use to be 2% +  but fed cut rate

i'm up $110 for the year
ain't much but i like FREE MONEY


I DON'T F AROUND WHEN IT COMES TO MONEY
screenshot

(https://i.imgur.com/rhUXbwa.png)
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 11:44:48 AM
so with most common bank these days

$10,000 on a 0.01% = $1 interest annual
$10,000 on 0.1%=  $10 annual

double check your saving interest
it's probably shyt interest

can't be loyal
they don't pay your bills
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 11:54:02 AM
that's 6 month emergency fund account
like dave ramsey, meetkevin, all those PRO and youtuber talk about

takes 2-3 business to transfer in and out of
it just a saving account

Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: Hung_Low on August 17, 2021, 12:07:31 PM
i bank with MARCUS.com
its just rebrand goldman sach

these days... you are getting near 0.01% 
maybe 0.1%  if your bank is generous
but most of the time, i just see 0.01%

pay attention to the decimal... cuz it matter
!!!

with Marcus im getting 0.5%
use to be 2% +  but fed cut rate

i'm up $110 for the year
ain't much but i like FREE MONEY


I DON'T F AROUND WHEN IT COMES TO MONEY
screenshot

(https://i.imgur.com/rhUXbwa.png)

I've used Vio Bank for the last 3 years... It has been good for me. Right now it's around .51%
I use that acct to save to pay off my 2018 truck and half my mortgage this year. Saving the rest to pay it off by hopefully end of next year. My monthly mortgage is paid from checking acct. at a different bank which I double my monthly payment. My last saving/checking acct. is from another bank for everyday usage.
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 12:18:24 PM
I've used Vio Bank for the last 3 years... It has been good for me. Right now it's around .51%
I use that acct to save to pay off my 2018 truck and half my mortgage this year. Saving the rest to pay it off by hopefully end of next year. My monthly mortgage is paid from checking acct. at a different bank which I double my monthly payment. My last saving/checking acct. is from another bank for everyday usage.

Yea

Thats good stuff
Vio has good saving rate

These PHER are too loyalty to their bank
Who pay shyt interest 0.01%
Can’t be loyal... they don’t pay the bills
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: Cali Guy on August 17, 2021, 12:25:12 PM
I have about a dozen accounts.
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: Hung_Low on August 17, 2021, 12:27:33 PM
Yea

Thats good stuff
Vio has good saving rate

These PHER are too loyalty to their bank
Who pay shyt interest 0.01%
Can’t be loyal... they don’t pay the bills

True... I keep less than 5K on the everyday usage saving/checking acct. and I only have just enough to double my mortgage on the other bank acct plus a little to keep that acct active.
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 12:29:04 PM
Hung-low

If you got the money, you should try pay off your house
Your mortgage interest is probably greater than your 0.51% savings interest

Pay off those high interest debts

Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 12:32:59 PM
True... I keep less than 5K on the everyday usage saving/checking acct. and I only have just enough to double my mortgage on the other bank acct plus a little to keep that acct active.

Oh

You should work on a 6 months emergency fund account
At least $20k++
Dave ramsey and them fincinal YouTube guru recommended it too

$5k is alot of money
But still really small in my world
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 12:35:50 PM
I have about a dozen accounts.

Double check the rates
Double check your year to date amount interest total

Can’t be loyal

Also. Year to date is
Jan- today august 18
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 01:08:33 PM
No "P" so fake photo based on the standards he set for his own photos...

Or was that "if there's PH in the background, it must be legit"... ???:

(https://i.imgur.com/rhUXbwa.png)
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 01:10:54 PM
Sorry I don’t go around photoshopping
Thats what a SORE LOSER DO
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 01:20:17 PM
I'll just let his closest bromance's words do talking when it comes to his LIES:

I don't believe you :2funny:

It's pretty bad when even his closest buddy called him out on his LIES and laughed hard at his "SORE LOSER" face..

Must've HURT A LOT!!! ;D ;D ;D
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 01:29:53 PM
I don’t go photoshop $1.6 million
And getting caught red handed by legit PH DARKHELMENT

 ;D ;D ;D

FUNNY SHYT
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 01:40:40 PM
"If there's PH in the background, it must be legit" - hmgROCK

 ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 01:44:00 PM
BTW, the below photo is the same one he used to claim it's his "stock market account" last year and then another PH member caught him red-handed for lying (AGAIN) and called him out on it  ;D ;D ;D:

(https://i.imgur.com/rhUXbwa.png)
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 01:46:50 PM
Lmao

I screenshot that this afternoon
Funny shyt

I don’t F around when it comes to money


Going around photoshopping $$$
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 01:50:11 PM
NOPE same "Marcus" photo that the other PH member caught you red-handed for LYING like what you're doing now and will continue to do..

Just like the LIE you told darkhelmet after you lost the argument against him: "I don't care about money".. ;D ;D ;D
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 01:51:01 PM
No different than the same ol "sump pump" photo... ;D
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 02:09:33 PM
LOL

this dude is clearly butthurt
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 02:10:22 PM
Double check your rates
Double check your interest year to date

Probably getting rip off
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 02:11:22 PM
dang...somebody is salty

 ;D ;D ;D
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 02:15:05 PM
I agree

You are salty
Salty than salt mine

 ;D ;D ;D

I still love when he hit you with that fake 6ft fences of his
TOOK IT LIKE A WHITEBASS ;D ;D

Lol not your boy ROCK
cuz i know he don’t got a fence
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 02:18:47 PM
dang...somebody is salty

 ;D ;D ;D

somebody's is jello.
all I hear is, "I'm jealous."
Yup, that’s all that is. Jealous.

 ;D ;D ;D ;D

sh1t talker? this, I'll have to give you the winning prize. you're the biggest sh1t talker in here. of course you don't know,

 ;D ;D ;D ;D ;D
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: hmgROCK on August 17, 2021, 02:26:38 PM
Must be a cali thing

I guess
Title: Re: cali-guy and PHER..... whom do you bank with???
Post by: theking on August 17, 2021, 02:29:35 PM
dang...somebody is salty

 ;D ;D ;D

somebody's is jello.
all I hear is, "I'm jealous."
Yup, that’s all that is. Jealous.

 ;D ;D ;D ;D

sh1t talker? this, I'll have to give you the winning prize. you're the biggest sh1t talker in here. of course you don't know,

 ;D ;D ;D ;D ;D