cali-guy and PHER..... whom do you bank with???

[hmgROCK]

i bank with MARCUS.com
its just rebrand goldman sach

these days... you are getting near 0.01% 
maybe 0.1%  if your bank is generous
but most of the time, i just see 0.01%

pay attention to the decimal... cuz it matter !!!

with Marcus im getting 0.5%
use to be 2% +  but fed cut rate

i'm up $110 for the year
ain't much but i like FREE MONEY


I DON'T F AROUND WHEN IT COMES TO MONEY
screenshot

[hmgROCK]

so with most common bank these days

$10,000 on a 0.01% = $1 interest annual
$10,000 on 0.1%=  $10 annual

double check your saving interest
it's probably shyt interest
can't be loyal
they don't pay your bills

[hmgROCK]

that's 6 month emergency fund account
like dave ramsey, meetkevin, all those PRO and youtuber talk about

takes 2-3 business to transfer in and out of
it just a saving account

[Hung_Low]

i bank with MARCUS.com
its just rebrand goldman sach

these days... you are getting near 0.01% 
maybe 0.1%  if your bank is generous
but most of the time, i just see 0.01%

pay attention to the decimal... cuz it matter !!!

with Marcus im getting 0.5%
use to be 2% +  but fed cut rate

i'm up $110 for the year
ain't much but i like FREE MONEY


I DON'T F AROUND WHEN IT COMES TO MONEY
screenshot

I've used Vio Bank for the last 3 years... It has been good for me. Right now it's around .51%
I use that acct to save to pay off my 2018 truck and half my mortgage this year. Saving the rest to pay it off by hopefully end of next year. My monthly mortgage is paid from checking acct. at a different bank which I double my monthly payment. My last saving/checking acct. is from another bank for everyday usage.

[hmgROCK]

I've used Vio Bank for the last 3 years... It has been good for me. Right now it's around .51%
I use that acct to save to pay off my 2018 truck and half my mortgage this year. Saving the rest to pay it off by hopefully end of next year. My monthly mortgage is paid from checking acct. at a different bank which I double my monthly payment. My last saving/checking acct. is from another bank for everyday usage.

Yea

Thats good stuff
Vio has good saving rate

These PHER are too loyalty to their bank
Who pay shyt interest 0.01%
Can’t be loyal... they don’t pay the bills

[Cali Guy]

I have about a dozen accounts.

[Hung_Low]

Yea

Thats good stuff
Vio has good saving rate

These PHER are too loyalty to their bank
Who pay shyt interest 0.01%
Can’t be loyal... they don’t pay the bills

True... I keep less than 5K on the everyday usage saving/checking acct. and I only have just enough to double my mortgage on the other bank acct plus a little to keep that acct active.

[hmgROCK]

Hung-low

If you got the money, you should try pay off your house
Your mortgage interest is probably greater than your 0.51% savings interest

Pay off those high interest debts

[hmgROCK]

True... I keep less than 5K on the everyday usage saving/checking acct. and I only have just enough to double my mortgage on the other bank acct plus a little to keep that acct active.

Oh

You should work on a 6 months emergency fund account
At least $20k++
Dave ramsey and them fincinal YouTube guru recommended it too

$5k is alot of money
But still really small in my world

[hmgROCK]

I have about a dozen accounts.

Double check the rates
Double check your year to date amount interest total

Can’t be loyal

Also. Year to date is
Jan- today august 18

[theking]

No "P" so fake photo based on the standards he set for his own photos...

Or was that "if there's PH in the background, it must be legit"... :

[hmgROCK]

Sorry I don’t go around photoshopping
Thats what a SORE LOSER DO

[theking]

I'll just let his closest bromance's words do talking when it comes to his LIES:

I don't believe you

It's pretty bad when even his closest buddy called him out on his LIES and laughed hard at his "SORE LOSER" face..

Must've HURT A LOT!!!

[hmgROCK]

I don’t go photoshop $1.6 million
And getting caught red handed by legit PH DARKHELMENT

 

FUNNY SHYT

[theking]

"If there's PH in the background, it must be legit" - hmgROCK